503 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 503 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,308 sqft · built 1890
Lot Size	0.098 acres (4,305 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Oct 2019)
Tax Bill	$2,632 (2024)
Deeds & Mortgages	May 2017 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111531500200`

Property Details

APN / Parcel Number

Primary APN	`111531500200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
1st Floor Area	432 sqft
Basement Area	708 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,305 sqft (0.098 acres)
Lot Dimensions	123 ft deep x 35 ft wide
Porch	Enclosed Porch
Porch Area	126 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	503 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/3 OF L 4 & E 1/3 OF L 5 BLK 39 ORIG DECORAH
Legal Block	39
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1082
Census Tract	950200

Owner

Source: Winneshiek County records · APN 111531500200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	503 E MAIN ST, DECORAH, IA 52101-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2017	Deed of Trust, Mortgage DECORAH BANK & TRUST CO
Oct 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	2974
Deed Book / Page	2019 / 2974
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	503 E MAIN ST, DECORAH, IA 52101-1907
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1305
Date	May 08, 2017
Book Page	2017/1305
Instrument	2017 1305

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jun 15, 2022

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Oct 16, 2019
Property Address	503 E MAIN ST, DECORAH, IA 52101-1907
Document Number	02019/2974
Book / Page	2019 / 2974
Instrument Date	Oct 15, 2019
Instrument	2974
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E MAIN ST, DECORAH, IA 52101-1907

Mortgage

Document Number	02019/2975
Date	Oct 16, 2019
Book Page	2019/2975
Instrument	2975

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,820 (+16.55%) Land $15,440 Building $159,380	$174,820 (+16.55%) Land $15,440 Building $159,380
2024	$2,632.00 (-3.16%)
2023		$150,000 (+15%) Land $15,440 Building $134,560	$150,000 (+15%) Land $15,440 Building $134,560
2022	$2,718.00	$130,430 Land $12,860 Building $117,570
2021			$130,430 Land $12,860 Building $117,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 517 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: LTD Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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