Winneshiek County property record for 410 E Main St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 2,384 sqft · built 2004 |
| Lot Size | 0.149 acres (6,519 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,162 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111530901000 |
| Primary APN | 111530901000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Basement Area | 1,185 sqft |
| Finished Basement | 750 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,519 sqft (0.149 acres) |
| Lot Dimensions | 123 ft deep x 53 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,417 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 410 E MAIN ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 43 ORIG DECORAH |
| Legal Block | 43 |
| Legal Lot Number | 6 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 950200 |
Source: Winneshiek County records · APN 111530901000
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 E MAIN ST, DECORAH, IA 52101-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO |
| Jan 31, 2018 | Deed of Trust, Mortgage · ARM DECORAH BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 |
| Deed Sale | Mar 18, 2024 |
| Deed Document Number | 0002024590 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 410 E MAIN ST, DECORAH, IA 52101-1946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 410 E MAIN ST, DECORAH, IA 52101-1946 |
| Document Number | 02025/3154 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 2025/3154 |
| Instrument | 2025 3154 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DECORAH, IA 52101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 10, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 410 E MAIN ST, DECORAH, IA 52101-1946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/2419 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 2020/2419 |
| Instrument | 2020 2419 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 410 E MAIN ST, DECORAH, IA 52101-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000276 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 0000002018/0000000276 |
| Instrument | 000000000276 |
| Name | DECORAH BANK & TRUST COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Feb 01, 2023 |
| Index | 5-Year CMT |
Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $388,390 (+15.05%) Land $23,370 Building $365,020 | $388,390 (+15.05%) Land $23,370 Building $365,020 | |
| 2024 | $6,162.00 (+3.81%) | ||
| 2023 | $337,570 (+14.91%) Land $23,370 Building $314,200 | $337,570 (+14.91%) Land $23,370 Building $314,200 | |
| 2022 | $5,936.00 Homeowner's exemption | $293,760 Land $19,480 Building $274,280 | |
| 2021 | $293,760 Land $19,480 Building $274,280 |
Source: FEMA National Flood Hazard Layer as of February 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband.
Based on FCC filings for 517 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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