505 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 505 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,500 (Dec 2025)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-21-429-010`

Property Details

APN / Parcel Number

Primary APN	`08-21-429-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Total Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	102 ft deep x 99 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W102 LT 4 BLK 5 J T PIERCES ADD CITY OF GENESEO
Legal Subdivision	PIERCES ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3035
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E LOCUST ST, GENESEO, IL 61254-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage BANKORION
May 10, 2024	Executor's Deed, Transfer · Line of Credit CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	May 10, 2024 · Amount on Record
Deed Document Number	20256206
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 17, 2025
Property Address	505 E LOCUST ST, GENESEO, IL 61254-1725
Document Number	0000006206
Instrument Date	Dec 1, 2025
Instrument	20-2506206
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 E LOCUST ST, GENESEO, IL 61254-1725

Mortgage

Document Number	0000006207
Date	Dec 17, 2025
Instrument	20-2506207

Lender

Name	BANKORION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HENRY IL
Recording Date	May 10, 2024
Property Address	505 E LOCUST ST, GENESEO, IL 61254-1725
Document Number	0000001978
Instrument Date	Apr 25, 2024
Instrument	20-2401978
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W WELLS ST, GENESEO, IL 61254-1002

Mortgage

Document Number	0000001979
Date	May 10, 2024
Instrument	20-2401979

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	249 Months
Due	Feb 8, 2045

Interest

Rate	7.41%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+4.38%)	$51,744 (+6.5%) Land $9,794 Building $41,950	$155,232 (+6.5%) Land $29,382 Building $125,850
2024	$3,949.00 (+87.07%)	$48,586 (+18.15%) Land $9,196 Building $39,390	$145,758 (+18.15%) Land $27,588 Building $118,170
2022		$41,123 Land $7,783 Building $33,340	$123,369 Land $23,349 Building $100,020
2021	$2,111.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures