228 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 228 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1934
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Nov 2025)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-405-010`

Property Details

APN / Parcel Number

Primary APN	`08-21-405-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	101 ft deep x 132 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	228 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & 2 SUB OF BLK 4 MC FARLANES ADD CITY OF GENESEO
Legal Subdivision	MC FARLANES ADD
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3012
Census Tract	30301

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 E LOCUST ST, GENESEO, IL 61254-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20255805
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 24, 2025
Property Address	228 E LOCUST ST, GENESEO, IL 61254-1724
Document Number	0000005805
Instrument Date	Nov 7, 2025
Instrument	20-2505805
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 E LOCUST ST, GENESEO, IL 61254-1724

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 22, 2018
Property Address	228 E LOCUST ST, GENESEO, IL 61254-1724
Document Number	0000003440
Instrument Date	Jun 13, 2018
Instrument	20-1803440
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E LOCUST ST, GENESEO, IL 61254-1724

Mortgage

Document Number	0000003441
Date	Jun 22, 2018
Instrument	20-1803441

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+30.77%)	$53,163 (+6.5%) Land $9,513 Building $43,650	$159,489 (+6.5%) Land $28,539 Building $130,950
2024		$49,918 (+18.15%) Land $8,932 Building $40,986	$149,754 (+18.15%) Land $26,796 Building $122,958
2022		$42,251 Land $7,560 Building $34,691	$126,753 Land $22,680 Building $104,073
2021	$2,873.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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