510 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 510 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,419 sqft · built 1977
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Feb 2023)
Tax Bill	$8,091 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-431-002`

Property Details

APN / Parcel Number

Primary APN	`08-21-431-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,419 sqft Total Area
1st Floor Area	1,419 sqft
Basement Area	1,419 sqft
Unfinished Basement	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	99 ft deep x 92 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	510 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 HASSELBUSCH SUB CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	431
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3039
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 E LOCUST ST, GENESEO, IL 61254-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Closed-End Mortgage FARMERS NATIONAL BANK
Dec 21, 2021	Deed of Trust, Mortgage CENTRAL BANK ILLINOIS
Mar 26, 2021	Special Warranty Deed, Transfer ATG
Dec 17, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	2023547
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 7, 2023
Property Address	510 E LOCUST ST, GENESEO, IL 61254-1726
Document Number	0000000547
Instrument Date	Feb 3, 2023
Instrument	20-2300547
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E LOCUST ST, GENESEO, IL 61254-1726

Mortgage

Document Number	0000000548
Date	Feb 7, 2023
Instrument	20-2300548

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	510 E LOCUST ST, GENESEO, IL 61254-1726
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008354
Date	Dec 21, 2021
Instrument	20-2108354

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Sep 10, 2022

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 26, 2021
Property Address	510 E LOCUST ST, GENESEO, IL 61254-1726
Document Number	0000001891
Instrument Date	Mar 22, 2021
Instrument	20-2101891
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATG

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 W WELLS ST, GENESEO, IL 61254-1048

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	HENRY IL
Recording Date	Dec 17, 2020
Property Address	510 E LOCUST ST, GENESEO, IL 61254-1726
Document Number	0000008343
Instrument Date	Nov 17, 2020
Instrument	8343
Transaction Type	Foreclosure
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,091.00 (+71.17%)	$107,568 (+255.16%) Land $8,897 Building $98,671	$322,704 (+255.16%) Land $26,691 Building $296,013
2022		$30,287 Land $7,071 Building $23,216	$90,861 Land $21,213 Building $69,648
2021	$4,727.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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