212 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 212 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 824 sqft · built 1907
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2017)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-405-008`

Property Details

APN / Parcel Number

Primary APN	`08-21-405-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	212 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 SUB OF BLK 4 MC FARLANES ADD CITY OF GENESEO
Legal Subdivision	MC FARLANES ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3012
Census Tract	30301

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	212 E LOCUST ST, GENESEO, IL 61254-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on File
Deed Sale	Jan 12, 2017 · Amount on File
Prior Sale	May 7, 2012 · Amount on File
Deed Document Number	201720-1700262
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	212 E LOCUST ST, GENESEO, IL 61254-1724
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007871
Date	Nov 30, 2021
Instrument	20-2107871

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 12, 2017
Property Address	212 E LOCUST ST, GENESEO, IL 61254-1724
Document Number	0000000262
Instrument Date	Jan 12, 2017
Instrument	20-1700262
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E LOCUST ST, GENESEO, IL 61254-1724

Mortgage

Document Number	0000000263
Date	Jan 12, 2017
Instrument	20-1700263

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,871.00 (+5.51%) Homeowner's exemption	$42,042 (+6.5%) Land $4,702 Building $37,340	$126,126 (+6.5%) Land $14,106 Building $112,020
2024	$2,721.00 (+25.39%)	$39,476 (+18.14%) Land $4,415 Building $35,061	$118,428 (+18.14%) Land $13,245 Building $105,183
2022		$33,414 Land $3,737 Building $29,677	$100,242 Land $11,211 Building $89,031
2021	$2,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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