Kane County property record for 489 Division St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,824 sqft Living Area |
| Lot Size | 4,528 sqft (0.104 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2026) |
| Tax Bill | $6,356.00 (2025) |
| Primary APN | 06-13-258-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,784 sqft Gross Area |
| Basement Area | 960 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,528 sqft (0.104 acres) |
| Depth X Width | 75 ft x 61 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 489 DIVISION ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5763 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALKERS ADDN NORTH 1/2 LOT 5 BLOCK 4 |
| Legal Subdivision | WALKERS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-258-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1472 SNOW DRIFT CIR, BARTLETT, IL 60103-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jun 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 21, 2022 | Intrafamily Transfer, Transfer |
| Oct 04, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| May 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2012 · Amount on Record |
| Deed Doc Number | 202622023 |
| Prior Transfer Date | Jun 21, 2022 |
| Prior Transfer Doc | 0000033093 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 28, 2026 |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Document Number | 0000022023 |
| Instrument Date | May 20, 2026 |
| Instrument | 202622023 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55,297.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1472 SNOW DRIFT CIR, BARTLETT, IL 60103-1571 |
| Document Number | 0000022024, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202622024 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 27, 2022 |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Document Number | 0000033093 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022K033093 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 DINISION ST, PLATO CENTER, IL 60170 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2022 |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Document Number | 0000031957 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022K031957 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 DINISIN ST, ELGIN, IL 60120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 04, 2021 |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Document Number | 0000074732 |
| Instrument Date | Oct 02, 2021 |
| Instrument | 2021K074732 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000023466 |
|---|---|
| Date | May 09, 2017 |
| Instrument | 2017K023466 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 489 DIVISION ST, ELGIN, IL 60120-5763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000025361 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019K025361 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate | 4.62% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,356.00 (+4.37%) Homeowner's exemption | ||
| 2024 | $6,090.00 (+10.99%) | $84,106 (+21.39%) Land $12,650 Building $71,456 | $252,419 (+21.44%) Land $37,965 Building $214,454 |
| 2022 | $5,487.00 (+4.65%) Homeowner's exemption | $69,283 (+6.96%) Land $10,420 Building $58,863 | $207,849 (+6.96%) Land $31,260 Building $176,589 |
| 2021 | $5,243.00 Homeowner's exemption | $64,775 Land $9,742 Building $55,033 | $194,325 Land $29,226 Building $165,099 |
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