505 Cherry Rd, Memphis, TN 38117 Property Records

Shelby County property record for 505 Cherry Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 7,635 sqft · built 1962
Lot Size	0.933 acres (40,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Mar 2026)
Tax Bill	$8,501 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-7011-0-0006`

Property Details

APN / Parcel Number

Primary APN	`05-7011-0-0006`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	7,635 sqft Living Area
Gross Area	8,447 sqft
1st Floor Area	4,719 sqft
Utility Area	342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,623 sqft (0.933 acres)
Lot Dimensions	322 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	505 CHERRY RD
City	MEMPHIS
State	TN
Zip	38117-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	OF PT LOT 1 JONES S/D WS CHERRY RD
Legal Subdivision	WALT RESUB
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	8500

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 CHERRY RD, MEMPHIS, TN 38117-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL BANK
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Mar 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Jan 15, 1996 · Amount on Record
Deed Document Number	202620058
Prior Transfer Date	Jul 31, 2002
Prior Transfer Doc	0000134804
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jun 24, 2026
Property Address	505 CHERRY RD, MEMPHIS, TN 38117-3624
Document Number	0000052517
Instrument Date	Jun 12, 2026
Instrument	202652517
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052517,
Date	Jun 24, 2026
Instrument	202652517

Lender

Name	FINANCIAL FEDERAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 12, 2031

Interest

Rate	6.36%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	505 CHERRY RD, MEMPHIS, TN 38117-3624
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CHERRY RD, MEMPHIS, TN 38117-3624

Mortgage

Document Number	0025109823
Date	Dec 24, 2025
Instrument	25109823

Lender

Name	PINNACLE BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 13, 2026
Property Address	505 CHERRY RD, MEMPHIS, TN 38117-3624
Document Number	0026020058
Map Reference	MB 24 PG 52
Instrument Date	Mar 12, 2026
Instrument	26020058
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CHERRY RD, MEMPHIS, TN 38117-3624

Mortgage

Document Number	0026020059
Date	Mar 13, 2026
Instrument	26020059

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,501.00 (-6.38%)	$316,050 (+17.98%) Land $47,425 Building $268,625	$1,264,200 (+17.98%) Land $189,700 Building $1,074,500
2024	$9,080.00 (-44.35%)
2023		$267,875 Land $47,425 Building $220,450
2022	$16,317.00
2021			$1,071,500 Land $189,700 Building $881,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2002)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2002 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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