Shelby County property record for 520 Cherry Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,481 sqft · built 1952 |
| Lot Size | 1.14 acres (49,963 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,315 (2025) |
| Deeds & Mortgages | Sep 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-7012-0-0014 |
| Primary APN | 05-7012-0-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,481 sqft Living Area |
| Gross Area | 4,940 sqft |
| 1st Floor Area | 3,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,963 sqft |
| Lot Dimensions | 410 ft deep x 122 ft wide |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 173 sqft |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 520 CHERRY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ES CHERRY ROAD |
| Legal Subdivision | BARBOROS CHERRY ROAD |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 8500 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 520 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Document Number | 0000047295 |
| Instrument Date | Sep 18, 2015 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 CHERRY RD MEMPHIS TN 381173641, MEMPHIS, TN 38117-3641 |
| Document Number | 0000047295 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 47295 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | HATTIESBURG, MS 39401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 14, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,315.00 (-52.44%) | $160,425 (+7.7%) Land $46,650 Building $113,775 | $641,700 (+7.7%) Land $186,600 Building $455,100 |
| 2023 | $148,950 Land $46,650 Building $102,300 | ||
| 2022 | $9,073.00 | ||
| 2021 | $595,800 Land $186,600 Building $409,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2001–2002) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2002 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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