499 Cherry Rd, Memphis, TN 38117 Property Records

Shelby County property record for 499 Cherry Rd, Memphis, TN 38117

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 7,729 sqft · built 1960
Lot Size1.2 acres (52,576 sqft)
Owner2 Company Names on File
Tax Bill$10,893 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-7011-0-0005

Property Details

APN / Parcel Number

Primary APN05-7011-0-0005

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area7,729 sqft Living Area
Gross Area8,587 sqft
1st Floor Area4,502 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,576 sqft
Lot Dimensions322 ft deep x 176 ft wide
Garage TypeAttached
Garage Area858 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area612 sqft
PorchOpen Porch
Porch Area1,340 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address499 CHERRY RD
CityMEMPHIS
StateTN
Zip38117-3640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionOF PT LOT 2 GOODLETTS S/D PT LOT 1 WS CHERRY RD 573.61 FT N OF VILLAGE RD
Legal SubdivisionG H SPIGENER
Legal Lot Number2
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group1
Census Block1014
Census Tract8500

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address499 CHERRY RD, MEMPHIS, TN 38117-3640
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 3, 2024
Transfer Doc0000090698
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address499 CHERRY RD, MEMPHIS, TN 38117-3640
Document Number0000124390
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address499 CHERRY RD MEMPHIS TN 381173640, MEMPHIS, TN 38117-3640

Mortgage

Document Number0000124390
DateDec 5, 2018
Instrument124390
Lender
NamePINNACLE BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 4, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,893.00 (-42.12%)$404,950 (+31.07%) Land $61,375 Building $343,575$1,619,800 (+31.07%) Land $245,500 Building $1,374,300
2023$308,950 Land $61,375 Building $247,575
2022$18,820.00
2021$1,235,800 Land $245,500 Building $990,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2001–2002)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2002 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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