Shelby County property record for 474 Cherry Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,536 sqft · built 1984 |
| Lot Size | 1.18 acres (51,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Jan 2018) |
| Tax Bill | $5,235 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-7012-0-0032 |
| Primary APN | 05-7012-0-0032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 5,536 sqft Living Area |
| Gross Area | 6,184 sqft |
| 1st Floor Area | 3,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft |
| Lot Dimensions | 415 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 474 CHERRY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ES CHERRY RD |
| Legal Subdivision | BARBORO CHERRY ROAD |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 8500 |
Source: Shelby County records · APN 05-7012-0-0032
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 474 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jan 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on Record |
| Deed Sale | Jan 29, 2018 · Amount on Record |
| Prior Sale | Dec 03, 1997 · Amount on Record |
| Deed Document Number | 20188417 |
| Prior Transfer Date | Jan 19, 2018 |
| Prior Transfer Doc | 0000008417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 474 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0021108036 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 21108036 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 29, 2018 |
| Property Address | 474 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Document Number | 0018008417 |
| Map Reference | MB15 PG34 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 18008417 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,442.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 474 CHERRY RD, MEMPHIS, TN 38117-3641 |
| Document Number | 0018008418 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 18008418 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,235.00 (-49.53%) | $194,625 (+14.3%) Land $60,500 Building $134,125 | $778,500 (+14.3%) Land $242,000 Building $536,500 |
| 2023 | $170,275 Land $60,500 Building $109,775 | ||
| 2022 | $10,372.00 | ||
| 2021 | $681,100 Land $242,000 Building $439,100 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2001–2002) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2002 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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