505 Brown Chapel Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 505 Brown Chapel Rd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,312 sqft · built 1985
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$86,700 (Aug 2002)
Tax Bill	$547 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-4950-0001-2726`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-4950-0001-2726`
Alternative APNs	`263003495000012726` `81915`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	315 sqft
Carport	Carport
Carport Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	505 BROWN CHAPEL RD
City	SAINT CLOUD
State	FL
Zip	34769-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	S L & I C PB B PGS 61-62 S 70 FT OF THE W 120.11 FT OF LOT 272
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	2726
Legal Lot Number	272
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 25, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 24, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2002 · Amount on Record
Deed Sale	Aug 22, 2002 · Amount on Record
Prior Sale	Feb 5, 2001 · Amount on Record
Deed Book / Page	2098 / 2826
Last Transfer Date	Feb 12, 2022
Transfer Doc	0061581481
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 8, 2023
Property Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Document Number	0064212354
Book / Page	6421 / 2354
Map Reference	MB B PG 61
Instrument Date	Jun 7, 2023
Instrument	2023074256
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 25, 2022
Property Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Document Number	0061581481
Book / Page	6158 / 1481
Map Reference	MB B PG 61
Instrument Date	Feb 12, 2022
Instrument	2022031125
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2022
Property Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Document Number	0061570300
Book / Page	6157 / 300
Map Reference	MB B PG 61
Instrument Date	Feb 12, 2022
Instrument	2022030016
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 (+5.8%) Homeowner's exemption Widower's exemption	$78,483 (+5.99%)	$237,200 (+11.94%) Land $46,800 Building $190,400
2024	$517.00 (-11.77%)
2023	$586.00 (+1.91%) Homeowner's exemption	$74,051 (+3%)	$211,900 (+17.98%) Land $42,500 Building $169,400
2022	$575.00 Homeowner's exemption	$71,895	$179,600 Land $35,100 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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