Osceola County property record for 521 Brown Chapel Rd, Saint Cloud, FL 34769
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,150 sqft · built 1983 |
| Lot Size | 0.88 acres (38,376 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Dec 2022) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 81929 |
| Primary APN | 81929 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,150 sqft Heated Area |
| Gross Area | 1,364 sqft |
| 1st Floor Area | 1,150 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,376 sqft (0.88 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 214 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 81929 |
|---|---|
| Street Address | 521 BROWN CHAPEL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2037 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | S L & I C PB B PGS 61-62 S 82 FT LOT 304 AND N 65 FT OF W 150 FT OF LOT 305 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 304-305 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43203 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1800, ORLANDO, FL 32802-1800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Deed Document Number | 2022183408 |
| Deed Book / Page | 6334 / 1245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 521 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037 |
| Document Number | 0063341245 |
| Book / Page | 6334 / 1245 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022183408 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 BELLINGHAM CT, WORTHINGTON, OH 43085-4829 |
| Name | Verified Name |
|---|---|
| Address | 50 E ROBINSON ST, ORLANDO, FL 32801-1619 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Additional exemption filed | $178,100 (+5.26%) Land $79,800 Building $98,300 | $178,100 (+5.26%) Land $79,800 Building $98,300 |
| 2023 | $4.00 (-99.83%) Additional exemption filed | $169,200 (+27.7%) Land $72,500 Building $96,700 | $169,200 (+27.7%) Land $72,500 Building $96,700 |
| 2022 | $2,391.00 | $132,500 Land $65,200 Building $67,300 | $132,500 Land $65,200 Building $67,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink.
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