501 Brown Chapel Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 501 Brown Chapel Rd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1910
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Aug 2021)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Aug 2021 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81911`

Property Details

APN / Parcel Number

Primary APN	`81911`
Alternative APN	`032630495000012720`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Heated Area
Gross Area	1,276 sqft
1st Floor Area	1,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	116 ft deep x 69 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	102 sqft
Fence	Fence
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	81911
Street Address	501 BROWN CHAPEL RD
City	SAINT CLOUD
State	FL
Zip	34769-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORM2
Legal Description	S L & I C PB B PGS 61-62 N 79.27 FT OF W 120.11 FT OF LOT 272 LESS RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	272
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

501 Brown Chapel Rd is owned by an individual who bought it in August 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	2460 WINCHESTER BLVD, KISSIMMEE, FL 34743-3629
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, TICON TITLE COMPANY LLC
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	2021132194
Deed Book / Page	6029 / 2616
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 25, 2021
Property Address	501 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Document Number	0060292616
Book / Page	6029 / 2616
Map Reference	MB B PG 61
Instrument Date	Aug 23, 2021
Instrument	2021132194
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NOT AVAILABLE, TICON TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$1,477.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2964 SIESTA VIEW DR, 2964, KISSIMMEE, FL 34744-4134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 WINCHESTER BLVD, KISSIMMEE, FL 34743-3629

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 5, 2019
Property Address	501 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037
Document Number	0054861898
Book / Page	5486 / 1898
Map Reference	MB B PG 61-62
Instrument Date	Mar 1, 2019
Instrument	2019028080
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CLASSIC TITLE & SOLUTIONS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1338 RAND RD, 1338, CANTON, MI 48187-2980

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	501 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2037

Mortgage

Document Number	2019028081
Date	Mar 5, 2019
Instrument	2019028081

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 501 Brown Chapel Rd was $3,787.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00	$211,400 Land $46,800 Building $164,600	$211,400 Land $46,800 Building $164,600
2023	$3,315.00 (+10.02%)	$184,300 (+10.36%) Land $34,000 Building $150,300	$184,300 (+10.36%) Land $34,000 Building $150,300
2022	$3,013.00	$167,000 Land $30,600 Building $136,400	$167,000 Land $30,600 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 Brown Chapel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Brown Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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