Osceola County property record for 440 Brown Chapel Rd, Saint Cloud, FL 34769
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1986 |
| Lot Size | 0.426 acres (18,556 sqft) |
| Owner | Company Name on File |
| Tax Bill | $188 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0725-0001-1630 |
| Primary APN | 04-26-30-0725-0001-1630 |
|---|---|
| Alternative APNs |
|
| 1st Floor Area | 1,682 sqft |
|---|
| Lot Area | 18,556 sqft (0.426 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 290 sqft |
| Street Address | 440 BROWN CHAPEL RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | SR3 |
| Legal Description | S L & I C PB B PG 61 & 62 LOTS 163 190 195 & 222 S 20 FT OF LOTS 128 158 & 159 & E 20 FT OF LOTS 130 & 159 & S 20 FT OF E 20 FT OF LOT 127 LESS E 25 FT OF S 20 FT OF LOT 128 ORD #2003-40 AND W 1/2 OF VAC 30 FT R/W ABUTTING E SIDE OF LOTS 163, 190, 19 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 1630 |
| Legal Lot Number | 163 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43203 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 568625, ORLANDO, FL 32856-8625 |
| Owner Type | Company |
| Vesting | Partnership |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2009 |
| Deed Sale | Aug 24, 2009 |
| Prior Sale | Nov 19, 2005 · Amount on Record |
| Deed Document Number | 2009134599 |
| Deed Book / Page | 3879 / 2782 |
| Prior Transfer Date | Sep 1, 2005 |
| Prior Transfer Doc | 0029710655 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188.00 (+7.43%) | $11,900 (+1.71%) Land $11,900 | $11,900 (+1.71%) Land $11,900 |
| 2024 | $175.00 (+12.18%) | $11,700 (+19.39%) Land $11,700 | $11,700 (+19.39%) Land $11,700 |
| 2023 | $156.00 (+13.87%) | $9,800 (+20.99%) Land $9,800 | $9,800 (+20.99%) Land $9,800 |
| 2022 | $137.00 | $8,100 Land $8,100 | $8,100 Land $8,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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