Rowan County property record for 505 7th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,009 sqft · built 1925 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,500 (Jul 2023) |
| Tax Bill | $2,391 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031 029 |
| Primary APN | 031 029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,009 sqft Living Area |
| Gross Area | 2,766 sqft |
| 1st Floor Area | 1,477 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 375 sqft |
| Patio Area | 358 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6334018 |
|---|---|
| Old Parcel Number | 031 029 |
| Street Address | 505 7TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 BLK 50 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON & VANDERFORD |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 50700 |
Source: Rowan County records · APN 031 029
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 7TH ST, SPENCER, NC 28159-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Document Number | 0001427306 |
| Deed Book / Page | 1427 / 306 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 31, 2023 |
| Property Address | 505 7TH ST, SPENCER, NC 28159-2154 |
| Document Number | 0014270306 |
| Book / Page | 1427 / 306 |
| Instrument Date | Jul 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 CLUB HOUSE DR, SALISBURY, NC 28144-3555 |
| Name | Verified Name |
|---|---|
| Address | 505 7TH ST, SPENCER, NC 28159-2154 |
| Document Number | 0001427307 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 1427/307 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 505 7TH ST, SPENCER, NC 28159-2154 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013340439 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 1334/0439 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,391.00 (+45.35%) | $211,614 (+68.84%) Land $12,500 Building $199,114 | $211,614 (+68.84%) Land $12,500 Building $199,114 |
| 2022 | $1,645.00 | $125,333 Land $10,000 Building $115,333 | $125,333 Land $10,000 Building $115,333 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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