Rowan County property record for 503 7th St, Spencer, NC 28159 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,312 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (2017) |
| Tax Bill | $1,671.00 (2025) |
| Primary APN | 031 03001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,312 sqft Living Area |
| 1st Floor | 656 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 145 ft x 50 ft Depth x Width |
| Deck Area | 50 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 76 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 503 7TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2154 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L2 BLK 50 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON AND VANDERFORD PROPERTY |
| Legal Block | 50 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 50700 |
Source: Rowan County records · APN 031 03001
Assessment roll updated August 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 503 7TH ST, SPENCER, NC 28159-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2017 · Amount on Record |
| Deed Sale | Sep 08, 2017 · Amount on Record |
| Prior Sale | Jan 14, 2016 · Amount on Record |
| Deed Book / Page | 1296 / 140 |
| Prior Transfer Date | Sep 21, 2004 |
| Prior Transfer Doc | 1018000677 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 503 7TH ST, SPENCER, NC 28159-2154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014710119 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 1471/119 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 08, 2017 |
| Property Address | 503 7TH ST, SPENCER, NC 28159-2154 |
| Document Number | 0012960140 |
| Book / Page | 1296 / 0140 |
| Map Reference | MB 9995 PG 42 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 200, LAKE WACCAMAW, NC 28450-0200 |
| Name | Verified Name |
|---|---|
| Address | 503 7TH ST, SPENCER, NC 28159-2154 |
| Document Number | 12960141 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 1296/0141 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,671.00 | $147,897 (-) Land $12,500 Building $135,397 | |
| 2023 | $1,671.00 | $147,897 Land $12,500 Building $135,397 | $147,897 Land $12,500 Building $135,397 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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