512 7th St, Spencer, NC 28159 Property Records

Rowan County property record for 512 7th St, Spencer, NC 28159 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,860 sqft · built 1980
Lot Size	0.332 acres (14,500 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (Oct 2021)
Tax Bill	$2,071 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033 216`

Property Details

APN / Parcel Number

Primary APN	`033 216`
Alternative APN	`6334737`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	14,500 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6334737
Old Parcel Number	033 216
Street Address	512 7TH ST
City	SPENCER
State	NC
Zip	28159-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9-10 BLK 40 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal Subdivision	HENDERSON & VANDERFORD PROP
Legal Block	40
Legal Lot Number	9
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	4
Census Block	4017
Census Tract	50700

Owner

Source: Rowan County records · APN 033 216

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	512 7TH ST, SPENCER, NC 28159-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Mar 31, 2014 · Amount on Record
Deed Document Number	0001386564
Deed Book / Page	1386 / 564
Record Updated	Jun 07, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 18, 2021
Property Address	512 7TH ST, SPENCER, NC 28159-2155
Document Number	0013860564
Book / Page	1386 / 564
Map Reference	MB 9995 PG 42-A
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 SE 37TH ST, 1814, CAPE CORAL, FL 33904-5033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 7TH ST, SPENCER, NC 28159-2155

Mortgage

Document Number	1386565
Date	Oct 18, 2021
Instrument	1386/565

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,071.00	$183,338 Land $27,000 Building $156,338	$183,338 Land $27,000 Building $156,338

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.