Rowan County property record for 409 7th St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,842 sqft · built 1910 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $1,371 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031 067 |
| Primary APN | 031 067 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 2,102 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 376 sqft |
| Account Number | 411162500 |
|---|---|
| Old Parcel Number | 031 067 |
| Street Address | 409 7TH ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6 BLK 51 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON & VANDERFORDS MAP/A |
| Legal Block | 51 |
| Legal Lot Number | 6 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 50700 |
Source: Rowan County records · APN 031 067
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 7TH ST, SPENCER, NC 28159-2152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Aug 24, 2021 | Warranty Deed, Transfer |
| Feb 01, 2019 | Warranty Deed, Transfer · Conventional with PMI LARRY STIREWALT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 0000139228 |
| Deed Book / Page | 1392 / 28 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 29, 2021 |
| Property Address | 409 7TH ST, SPENCER, NC 28159-2152 |
| Document Number | 0013920028 |
| Book / Page | 1392 / 28 |
| Instrument Date | Dec 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19026 PENINSULA POINT DR, 19026, CORNELIUS, NC 28031-7600 |
| Name | Verified Name |
|---|---|
| Address | 409 7TH ST, SPENCER, NC 28159-2152 |
| Investor | Possibly a Property Investor |
| Document Number | 0000139229 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1392/29 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 24, 2021 |
| Property Address | 409 7TH ST, SPENCER, NC 28159-2152 |
| Document Number | 0013820589 |
| Book / Page | 1382 / 589 |
| Instrument Date | Aug 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 BARBER RD, 375, GOLD HILL, NC 28071-6613 |
| Name | Verified Name |
|---|---|
| Address | 19026 PENINSULA POINT DR, CORNELIUS, NC 28031-7600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 01, 2019 |
| Property Address | 409 7TH ST, SPENCER, NC 28159-2152 |
| Document Number | 0013220443 |
| Book / Page | 001322 / 000443 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 S SPENCER AVE SPENCER NC 281592163, SPENCER, NC 28159-2163 |
| Document Number | 13220444 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 001322/000444 |
| Name | LARRY STIREWALT |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,371.00 | $121,390 Land $12,500 Building $108,890 | $121,390 Land $12,500 Building $108,890 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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