Comanche County property record for 401 5th St, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,389 sqft · built 2016 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,459 (2025) |
| Deeds & Mortgages | Dec 2022 Reverse Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-31-2-50000-026-0013 |
| Primary APN | 04N10W-31-2-50000-026-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,389 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Built-in |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 379 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12757 |
|---|---|
| Old Parcel Number | 160012757 |
| Street Address | 401 5TH ST |
| City | ELGIN |
| State | OK |
| Zip | 73538-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN BLK 26 LOTS 13-15 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 31 |
| Legal Quarter | NW |
| Legal Subdivision | ELGIN |
| Legal Block | 26 |
| Legal Lot Number | 13-15 14 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2101 |
Source: Comanche County records · APN 04N10W-31-2-50000-026-0013
Assessment roll updated October 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 5TH ST, ELGIN, OK 73538-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 10, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2021 |
| Deed Sale | Jun 10, 2021 |
| Deed Document Number | 2021-010378 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 401 5TH ST, ELGIN, OK 73538-9118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 5TH ST, ELGIN, OK 73538-9118 |
| Document Number | 009228/222 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 9228/222 |
| Instrument | 2022-021077 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Jan 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Jun 10, 2021 |
| Property Address | 401 5TH ST, ELGIN, OK 73538-9118 |
| Document Number | 008784/215 |
| Book / Page | 8784 / 215 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021-010378 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Comanche County records · Assessment roll updated October 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,459.00 Homeowner's exemption | $25,310 (-) Land $1,737 Building $23,573 | $304,013 (+4.34%) Land $21,000 Building $283,013 |
| 2024 | $2,459.00 (+3.02%) Homeowner's exemption | $25,310 (+6.09%) Land $1,803 Building $23,507 | $291,368 (+25.21%) Land $26,500 Building $264,868 |
| 2023 | $2,387.00 Homeowner's exemption | $23,857 Land $1,574 Building $22,283 | $232,712 Land $15,125 Building $217,587 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 59% of the US · lower than 79% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hilliary Communications Fiber | 1,000 / 750 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, TDS Telecom.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN PWA serves 3,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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