Osceola County property record for 5044 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,774 sqft Heated Area |
| Lot Size | 9,322 sqft (0.214 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $313,000 (2017) |
| Tax Bill | $4,490.00 (2025) |
| Primary APN | 122372 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,774 sqft Heated Area |
| Gross Area | 3,666 sqft Gross Area |
| 1st Floor | 2,774 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,322 sqft (0.214 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 580 sqft Garage |
| Pool Area | 390 sqft Pool |
|---|---|
| Deck Area | 571 sqft Deck |
| Porch | Open Porch |
| Porch Area | 312 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 122372 |
|---|---|
| Street Address | 5044 COVEVIEW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 88 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 43600 |
Source: Osceola County records · APN 122372
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5044 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Apr 17, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | May 20, 2015 · Amount on Record |
| Deed Doc Number | 2017056536 |
| Deed Book / Page | 5132 / 2641 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5044 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0055892254 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5044 COVEVIEW DR ST CLOUD FL 347717963, ST CLOUD, FL 34771-7963 |
| Document Number | 0055892254 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 005589/002254 |
| Instrument | 118744 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 5044 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0051322641 |
| Book / Page | 5132 / 2641 |
| Map Reference | MB16 PG90-92 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 2017056536 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,191.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5044 COVEVIEW DR, 5044, SAINT CLOUD, FL 34771-7963 |
| Name | Verified Name |
|---|---|
| Address | 5044 COVEVIEW DR, SAINT CLOUD, FL 34771-7963 |
| Document Number | 0051322642 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 5132/2642 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,490.00 (+7.11%) Homeowner's exemption | $313,534 (+5.99%) | $498,100 (-2.56%) Land $90,000 Building $408,100 |
| 2023 | $4,192.00 (+4.05%) Homeowner's exemption | $295,824 (+3%) | $511,200 (+16.08%) Land $90,000 Building $421,200 |
| 2022 | $4,029.00 Homeowner's exemption | $287,208 | $440,400 Land $80,000 Building $360,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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