5046 Onalaska Loop SE, Port Orchard, WA 98367 Property Records

Kitsap County property record for 5046 Onalaska Loop SE, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,123 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,992 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5623-000-046-0002`

Property Details

APN / Parcel Number

Primary APN	`5623-000-046-0002`
Alternative APN	`2604791`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,123 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	850 sqft
2nd Floor Area	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft
Patio Area	44 sqft
Canopy	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5046 ONALASKA LOOP SE
City	PORT ORCHARD
State	WA
Zip	98367-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 046, SILVER VIEW DIVISION 2, ACCORDING TO THE PLAT RECORDED IN VOLUME 34 OF PLATS, PAGE(S) 97-100, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	23
Legal Section	07
Legal Subdivision	SILVER VIEW DIVISION 2
Legal Block	2
Legal Lot Number	046
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2005
Census Tract	92801

Owner

5046 Onalaska Loop SE is owned and occupied by two individuals.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5046 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG
May 24, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG
Feb 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COLUMBIA ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	5046 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0009240231
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5046 ONALASKA LOOP SE PORT ORCHARD WA 983675046, PORT ORCHARD, WA 98367-5046

Mortgage

Document Number	0009240231
Date	Sep 24, 2020
Instrument	202009240231

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	May 24, 2017
Property Address	5046 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0005240138
Instrument Date	May 17, 2017
Instrument	201705240138
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2017
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5046 ONALASKA LOOP SE PORT ORCHARD WA 98367, PORT ORCHARD, WA 98367

Mortgage

Document Number	5240139
Date	May 24, 2017
Instrument	201705240139

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KITSAP WA
Recording Date	Feb 16, 2017
Property Address	5046 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0002160219
Instrument Date	Feb 14, 2017
Instrument	201702160219
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16000 CHRISTENSEN RD #150 TUKWILA WA 981882930, 150, TUKWILA, WA 98188-2930
Investor	Possibly a Property Investor

Mortgage

Document Number	2160219
Date	Feb 16, 2017
Instrument	201702160219

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	SEATTLE, WA 98104

Agreement

Type	Construction Mortgage

Tax Assessment & Valuation

The 2026 property tax bill for 5046 Onalaska Loop SE was $3,992.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$467,730 (-) Land $57,110 Building $410,620	$467,730 (-) Land $57,110 Building $410,620
2026	$3,992.00	$467,730 Land $57,110 Building $410,620	$467,730 Land $57,110 Building $410,620
2024	$3,678.00 (+0.63%)	$447,050 (-) Land $55,490 Building $391,560	$447,050 (-) Land $55,490 Building $391,560
2023	$3,655.00	$447,050 Land $55,490 Building $391,560	$447,050 Land $55,490 Building $391,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5046 Onalaska Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5046 Onalaska Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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