4997 Onalaska Loop SE, Port Orchard, WA 98367 Property Records

Kitsap County property record for 4997 Onalaska Loop SE, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,106 sqft · built 2018
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$446,800 (Nov 2021)
Tax Bill	$4,095 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5623-000-054-0001`

Property Details

APN / Parcel Number

Primary APN	`5623-000-054-0001`
Alternative APN	`2604874`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	2,477 sqft
1st Floor Area	859 sqft
2nd Floor Area	1,247 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Deck Area	18 sqft
Patio Area	273 sqft
Canopy	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4997 ONALASKA LOOP SE
City	PORT ORCHARD
State	WA
Zip	98367-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 054, SILVER VIEW DIVISION 2, ACCORDING TO THE PLAT RECORDED IN VOLUME 34 OF PLATS, PAGE(S) 97-100, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	23
Legal Section	07
Legal Subdivision	SILVER VIEW DIVISION 2
Legal Block	2
Legal Lot Number	054
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2001
Census Tract	92801

Owner

4997 Onalaska Loop SE is owned and occupied by two individuals who bought it in November 2021.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Bargain and Sale Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage CITIBANK NA
Nov 24, 2020	Warranty Deed, Transfer LAND TITLE COMPANY, LAND TITLE CO
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MTG
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY'S TITLE
Aug 4, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2021353
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	0000000026
Record Updated	Oct 29, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	KITSAP WA
Recording Date	Nov 30, 2021
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0011300353
Map Reference	VOL 34 PG 97-100
Instrument Date	Nov 29, 2021
Instrument	202111300353
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	LAND TITLE COMPANY-SILVERDALE, LAND TITLE CO SILVERDALE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,153.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900

Mortgage

Document Number	0011300354
Date	Nov 30, 2021
Instrument	202111300354

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KITSAP WA
Recording Date	Sep 29, 2021
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0009290026
Instrument Date	Jul 21, 2021
Instrument	202109290026
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	REALTECH TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009290027
Date	Sep 29, 2021
Instrument	202109290027

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Nov 24, 2020
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0011240133
Instrument Date	Nov 20, 2020
Instrument	202011240133
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transaction

Amount	Amount on Record
Tax	$6,805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 5, 2018
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0001050176
Instrument Date	Dec 22, 2017
Instrument	201801050176
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,273.79
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4997 ONALASKA LOOP SE PORT ORCHARD WA 98367, PORT ORCHARD, WA 98367

Mortgage

Document Number	1050177
Date	Jan 5, 2018
Instrument	201801050177

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Dec 8, 2017
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0012080084
Instrument Date	Nov 30, 2017
Instrument	201712080084
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4997 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0008080134
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4944 4919 4997 ONALASKA LOOP S PORT ORCHARD WA 98367, PORT ORCHARD, WA 98367

Mortgage

Document Number	0008080134
Date	Aug 8, 2017
Instrument	201708080134

Lender

Name	OTHER INSTITUTIONAL LENDERS
Address	ONE UNION SQUARE, WA 98101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4997 Onalaska Loop SE was $4,095.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$463,940 (-) Land $56,220 Building $407,720	$463,940 (-) Land $56,220 Building $407,720
2026	$4,095.00	$463,940 Land $56,220 Building $407,720	$463,940 Land $56,220 Building $407,720
2024	$3,617.00 (+0.61%)	$439,620 (-) Land $54,860 Building $384,760	$439,620 (-) Land $54,860 Building $384,760
2023	$3,595.00	$439,620 Land $54,860 Building $384,760	$439,620 Land $54,860 Building $384,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4997 Onalaska Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4997 Onalaska Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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