5040 Onalaska Loop SE, Port Orchard, WA 98367 Property Records

Kitsap County property record for 5040 Onalaska Loop SE, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,961 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Oct 2023)
Tax Bill	$3,961 (2026)
Deeds & Mortgages	Oct 2023 Sale Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5623-000-047-0001`

Property Details

APN / Parcel Number

Primary APN	`5623-000-047-0001`
Alternative APN	`2604809`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,961 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	765 sqft
2nd Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	32 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5040 ONALASKA LOOP SE
City	PORT ORCHARD
State	WA
Zip	98367-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 047, SILVER VIEW DIVISION 2, ACCORDING TO THE PLAT RECORDED IN VOLUME 34 OF PLATS, PAGE(S) 97-100, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	23
Legal Section	07
Legal Subdivision	SILVER VIEW DIVISION 2
Legal Block	2
Legal Lot Number	047
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2005
Census Tract	92801

Owner

5040 Onalaska Loop SE is owned and occupied by an individual who bought it in October 2023.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage WALLICK & VOLK INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Nov 22, 2017	Warranty Deed, Transfer HOMESTREET BK
Sep 8, 2017	Grant Deed, Construction Loan · Line of Credit COLUMBIA ST BK
Jun 29, 2017	Trustee's Deed, Construction Loan · Line of Credit COLUMBIA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Oct 11, 2023 · Amount on File
Deed Document Number	2023119
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 11, 2023
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0000000105
Map Reference	VOL 34 PG 97-100
Instrument Date	Sep 21, 2023
Instrument	202310110105
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 11, 2023
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0000000119
Map Reference	VOL 34 PG 97-100
Instrument Date	Sep 21, 2023
Instrument	202310110119
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046

Mortgage

Document Number	0000000120
Date	Oct 11, 2023
Instrument	202310110120

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000000121
Date	Oct 11, 2023
Instrument	202310110121

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0006100142
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5040 ONALASKA LOOP SE PORT ORCHARD WA 983675046, PORT ORCHARD, WA 98367-5046

Mortgage

Document Number	0006100142
Date	Jun 10, 2020
Instrument	202006100142

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Nov 22, 2017
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0011220221
Instrument Date	Nov 14, 2017
Instrument	201711220221
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,115.58
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5040 ONALASKA LOOP SE PORT ORCHARD WA 983675046, PORT ORCHARD, WA 98367-5046

Mortgage

Document Number	11220222
Date	Nov 22, 2017
Instrument	201711220222

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KITSAP WA
Recording Date	Sep 8, 2017
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0009080141
Instrument Date	Aug 8, 2017
Instrument	201709080141
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16000 CHRISTENSEN RD #150 TUKWILA WA 981882930, 150, TUKWILA, WA 98188-2930
Investor	Possibly a Property Investor

Mortgage

Document Number	9080141
Date	Sep 8, 2017
Instrument	201709080141

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	719 2ND AVE # 500, SEATTLE, WA 98104-1714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KITSAP WA
Recording Date	Jun 29, 2017
Property Address	5040 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-5046
Document Number	0006290264
Instrument Date	Jun 19, 2017
Instrument	201706290264
Transaction Type	Construction Loan
Record Updated	Aug 22, 2017
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16000 CHRISTENSEN RD #150 TUKWILA WA 981882930, 150, TUKWILA, WA 98188-2930
Investor	Possibly a Property Investor

Mortgage

Document Number	6290264
Date	Jun 29, 2017
Instrument	201706290264

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	TACOMA, WA 98409

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5040 Onalaska Loop SE was $3,961.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$448,170 (-) Land $57,110 Building $391,060	$448,170 (-) Land $57,110 Building $391,060
2026	$3,961.00	$448,170 Land $57,110 Building $391,060	$448,170 Land $57,110 Building $391,060
2024	$3,526.00 (+0.6%)	$428,670 (-) Land $55,490 Building $373,180	$428,670 (-) Land $55,490 Building $373,180
2023	$3,505.00	$428,670 Land $55,490 Building $373,180	$428,670 Land $55,490 Building $373,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5040 Onalaska Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5040 Onalaska Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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