4979 Onalaska Loop SE, Port Orchard, WA 98367 Property Records

Kitsap County property record for 4979 Onalaska Loop SE, Port Orchard, WA 98367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$4,077 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5623-000-037-0003`

Property Details

APN / Parcel Number

Primary APN	`5623-000-037-0003`
Alternative APN	`2604700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,620 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	648 sqft
2nd Floor Area	972 sqft
Basement Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Multi-Level
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	52 sqft
Patio Area	52 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4979 ONALASKA LOOP SE
City	PORT ORCHARD
State	WA
Zip	98367-4900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 037, SILVER VIEW DIVISION 2, ACCORDING TO THE PLAT RECORDED IN VOLUME 34 OF PLATS, PAGE(S) 97-100, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	23
Legal Section	07
Legal Subdivision	SILVER VIEW DIVISION 2
Legal Block	2
Legal Lot Number	037
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2001
Census Tract	92801

Owner

4979 Onalaska Loop SE is owned and occupied by an individual who bought it in June 2026.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Construction Loan · Construction Mortgage ASCENT CAP FUND III LLC
Jan 24, 2019	Trustee's Deed, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS
Aug 10, 2018	Deed of Trust, Mortgage CAPITAL RESOURCE
Dec 8, 2017	Quit Claim Deed, Transfer ATTORNEY'S TITLE
Aug 4, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Mar 12, 2021 · Amount on File
Deed Document Number	2026238
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	0000000084
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Jun 18, 2026
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0000000238
Instrument Date	Jun 16, 2026
Instrument	2026238
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900

Mortgage

Document Number	0000000239,
Date	Jun 18, 2026
Instrument	202618239

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Mar 12, 2021
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0000000191
Map Reference	VOL 34 PG 97-100
Instrument Date	Feb 2, 2021
Instrument	202103120191
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900

Mortgage

Document Number	0000000192
Date	Mar 12, 2021
Instrument	202103120192

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Recording Date	Nov 25, 2020
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0011250007
Instrument Date	Nov 12, 2020
Instrument	202011250007
Transaction Type	Construction Loan
Record Updated	Dec 8, 2020
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

Mortgage

Document Number	11250007
Date	Nov 25, 2020
Instrument	202011250007

Lender

Name	ASCENT CAP FUND III LLC
Address	BELLEVUE, WA 98004

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 24, 2021

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 24, 2019
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0001240074
Instrument Date	Jan 17, 2019
Instrument	201901240074
Transaction Type	Construction Loan
Record Updated	Feb 4, 2019
Title Company	ATTORNEY'S TITLE/KITSAP-PORTOR

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

Mortgage

Document Number	1240074
Date	Jan 24, 2019
Instrument	201901240074

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 23, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0008150223
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3821 CHERRY ST SE PORT ORCHARD WA 983668904, PORT ORCHARD, WA 98366-8904
Investor	Possibly a Property Investor

Mortgage

Document Number	0008150223
Date	Aug 15, 2018
Instrument	201808150223

Lender

Name	CAPITAL RESOURCE
Type	Funding / Finance Company
Address	WOODINVILLE, WA 98077

Agreement

Amount	Amount on Record

Interest

Rate	10%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KITSAP WA
Recording Date	Dec 8, 2017
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0012080084
Instrument Date	Nov 30, 2017
Instrument	201712080084
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 215 SOUTHWORTH WA 983860215, SOUTHWORTH, WA 98386-0215

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	4979 ONALASKA LOOP SE, PORT ORCHARD, WA 98367-4900
Document Number	0008080134
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE, PACIFIC NW TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4944 4919 4997 ONALASKA LOOP S PORT ORCHARD WA 98367, PORT ORCHARD, WA 98367

Mortgage

Document Number	0008080134
Date	Aug 8, 2017
Instrument	201708080134

Lender

Name	OTHER INSTITUTIONAL LENDERS
Address	ONE UNION SQUARE, WA 98101

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4979 Onalaska Loop SE was $4,077, up 7.9% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$461,800 (-) Land $56,220 Building $405,580	$461,800 (-) Land $56,220 Building $405,580
2026	$4,077.00 (+7.94%)	$461,800 (+7.67%) Land $56,220 Building $405,580	$461,800 (+7.67%) Land $56,220 Building $405,580
2025	$3,777.00 (+7.06%)	$428,890 (-) Land $54,860 Building $374,030	$428,890 (-) Land $54,860 Building $374,030
2024	$3,528.00 (+0.6%)	$428,890 (-) Land $54,860 Building $374,030	$428,890 (-) Land $54,860 Building $374,030
2023	$3,507.00	$428,890 Land $54,860 Building $374,030	$428,890 Land $54,860 Building $374,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4979 Onalaska Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4979 Onalaska Loop SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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