5041 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5041 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,874 sqft Heated Area
Lot Size5,619 sqft (0.128 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2024)
Tax Bill$4,347.00 (2025)

Property Details

APN / Parcel Number

Primary APN121016
Alternative APN
  • 232630066700010920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,874 sqft Heated Area
Gross Area2,284 sqft Gross Area
1st Floor1,874 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,619 sqft (0.128 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area380 sqft Garage
Patio Area200 sqft Patio
PorchOpen Porch
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number121016
Street Address5041 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7072
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 92
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract667
Legal Block1
Legal Lot Number92 24
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1006
Census Tract43303

Owner

Source: Osceola County records · APN 121016

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5041 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Prior SaleJan 04, 2017 · Amount on Record
Deed Doc Number2024162575
Deed Book / Page6716 / 1487
Record RefreshedJun 08, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2017
Property Address5041 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072
Document Number0050800745
Book / Page5080 / 0745
Map ReferenceMB16 PG2-9
Instrument DateDec 16, 2016
Instrument2017001432
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTITLECORP OF AMERICA LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,382.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5041 SILVER THISTLE LN, 5041, SAINT CLOUD, FL 34772-7072

Transferred To (Grantee/Buyer)

NameVerified Name
Address6004 COAL CT, SAINT CLOUD, FL 34772-6529

Mortgage

Document Number0050800746
DateJan 04, 2017
Instrument5080/0746
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,347.00 (+87.61%) Homeowner's exemption Senior Citizen's exemption$297,400 (+74.1%) Land $75,000 Building $222,400$297,400 (+7.4%) Land $75,000 Building $222,400
2023$2,317.00 (+3.95%) Homeowner's exemption$170,825 (+3%)$276,900 (+3.09%) Land $60,000 Building $216,900
2022$2,229.00 Homeowner's exemption$165,850$268,600 Land $55,000 Building $213,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Silver Thistle Ln

Nearby Streets

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