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5060 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5060 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,489 sqft · built 2004
Lot Size0.126 acres (5,489 sqft)
Owner2 Owner Names on File
Last Sale$135,800 (Sep 2004)
Tax Bill$1,200 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN232630066700010490

Property Details

APN / Parcel Number

Primary APN232630066700010490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,489 sqft Heated Area
Gross Area2,109 sqft
1st Floor Area1,489 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeFinished
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5060 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 49
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract667
Legal Block1
Legal Lot Number49 24
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 232630066700010490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5060 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2004 · Amount on Record
Deed SaleSep 02, 2004 · Amount on Record
Deed Document Number2004175115
Deed Book / Page2589 / 2252
Record UpdatedJun 08, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5060 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071
Document Number0052470703
Book / Page005247 / 000703
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5060 SILVER THISTLE LN ST CLOUD FL 347727071, ST CLOUD, FL 34772-7071

Mortgage

Document Number0052470703
DateDec 01, 2017
Book Page005247/000703
Instrument170979
Lender
NameSELENE FIN
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,200.00 (+8.3%) Homeowner's exemption$109,922 (+5.99%)$269,500 (+7.89%) Land $75,000 Building $194,500
2023$1,108.00 (+5.02%) Homeowner's exemption$103,714 (+3%)$249,800 (+3.18%) Land $60,000 Building $189,800
2022$1,055.00 Homeowner's exemption$100,694$242,100 Land $55,000 Building $187,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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