Osceola County property record for 5051 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,952 sqft Heated Area |
| Lot Size | 5,532 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2025) |
| Tax Bill | $2,276.00 (2025) |
| Primary APN | 121015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,952 sqft Heated Area |
| Gross Area | 3,376 sqft Gross Area |
| 1st Floor | 1,236 sqft 1st Floor |
| Upper Floors | 1,716 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,532 sqft (0.126 acres) |
| Depth X Width | 111 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Deck Area | 312 sqft Deck |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 121015 |
|---|---|
| Street Address | 5051 SILVER THISTLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7072 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 91 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 667 |
| Legal Block | 1 |
| Legal Lot Number | 91 24 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 43303 |
Source: Osceola County records · APN 121015
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5051 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Mar 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST AIRLINES FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Prior Sale | Oct 26, 2004 · Amount on Record |
| Deed Doc Number | 2025148056 |
| Deed Book / Page | 6888 / 1262 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 03, 2025 |
| Property Address | 5051 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072 |
| Document Number | 0068881262 |
| Book / Page | 6888 / 1262 |
| Map Reference | MB 16 PG 2-9 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025148056 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5091 PLYMOUTH TURTLE CIR, SAINT CLOUD, FL 34772-7065 |
| Name | Verified Name |
|---|---|
| Address | 5051 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072 |
| Document Number | 0068881264 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 6888/1264 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5051 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7072 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052981072 |
|---|---|
| Date | Mar 08, 2018 |
| Book Page | 5298/1072 |
| Instrument | 2018039321 |
| Name | SOUTHWEST AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+6.85%) Homeowner's exemption | $170,060 (+5.99%) | $352,000 (+6.93%) Land $75,000 Building $277,000 |
| 2023 | $2,130.00 (+4%) Homeowner's exemption | $160,455 (+3%) | $329,200 (+2.75%) Land $60,000 Building $269,200 |
| 2022 | $2,048.00 Homeowner's exemption | $155,782 | $320,400 Land $55,000 Building $265,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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