5010 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5010 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,489 sqft Heated Area
Lot Size5,576 sqft (0.128 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2021)
Tax Bill$4,066.00 (2025)

Property Details

APN / Parcel Number

Primary APN120943
Alternative APN
  • 232630066700010190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,489 sqft Heated Area
Gross Area1,909 sqft Gross Area
1st Floor Area1,489 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,576 sqft (0.128 acres)
Parking Spaces1 Parking Space
Garage TypeFinished
Garage Area380 sqft Garage
Patio Area200 sqft Patio
PorchOpen Porch
Porch Area40 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number120943
Street Address5010 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 19
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract667
Legal Block1
Legal Lot Number19 24
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1006
Census Tract43303

Owner

Source: Osceola County records · APN 120943

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5010 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Warranty Deed, Transfer · VA Mortgage
BANK OF ENGLAND
Jun 26, 2017Warranty Deed, Transfer · FHA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleJun 26, 2017 · Amount on Record
Deed Document Number2021162899
Deed Book / Page6068 / 2114
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2021
Property Address5010 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071
Document Number0060682114
Book / Page6068 / 2114
Map ReferenceMB 16 PG 2-9
Instrument DateOct 08, 2021
Instrument2021162899
Transaction TypeTransfer
Record UpdatedNov 03, 2021
Title CompanyTHE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 CALYPSO CAY WAY, 4991, KISSIMMEE, FL 34746-5522

Transferred To (Grantee/Buyer)

NameVerified Name
Address5010 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071

Mortgage

Document Number60682116
DateOct 19, 2021
Instrument6068/2116
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2017
Property Address5010 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071
Document Number0051691248
Book / Page5169 / 1248
Map ReferenceMB16 PG2-9
Instrument DateJun 16, 2017
Instrument2017092429
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATL TITLE FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5010 SILVER THISTLE LN, 5010, SAINT CLOUD, FL 34772-7071

Transferred To (Grantee/Buyer)

NameVerified Name
Address5010 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7071

Mortgage

Document Number0051691250
DateJun 26, 2017
Instrument5169/1250
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,066.00 (+6.16%) Homeowner's exemption$270,077 (+5.99%)$275,600 (+7.82%) Land $75,000 Building $200,600
2023$3,830.00 (+3.54%) Homeowner's exemption$254,822 (+3%)$255,600 (+3.31%) Land $60,000 Building $195,600
2022$3,699.00 Homeowner's exemption$247,400 Land $55,000 Building $192,400$247,400 Land $55,000 Building $192,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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