504 W Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 504 W Main St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1976
Lot Size	0.285 acres (12,402 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2018)
Tax Bill	$3,562 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143520400300`

Property Details

APN / Parcel Number

Primary APN	`143520400300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	850 sqft
Unfinished Basement	350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,402 sqft (0.285 acres)
Lot Dimensions	117 ft deep x 106 ft wide
Garage Type	Mixed
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	504 W MAIN ST
City	CALMAR
State	IA
Zip	52132-7756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 73 WESTERN ADDN TO CAL- MAR
Legal Range	09W
Legal Township	97N
Legal Section	35
Legal Subdivision	WESTERN ADD
Legal Block	73
Legal Lot Number	2,3
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1038
Census Tract	950500

Owner

504 W Main St is owned and occupied by two individuals who bought it in July 2018.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 34, CALMAR, IA 52132-0034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage STATE BANK
Jul 5, 2018	Deed, Transfer STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Deed Document Number	20181896
Deed Book / Page	2018 / 1896
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	504 W MAIN ST, CALMAR, IA 52132-7756
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001900
Date	Jul 5, 2018
Book Page	0000002018/0000001900
Instrument	000000001900

Lender

Name	STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	114 Months
Due	Jan 1, 2028

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 5, 2018
Property Address	504 W MAIN ST, CALMAR, IA 52132-7756
Document Number	2018/1896
Book / Page	2018 / 1896
Instrument Date	Jun 29, 2018
Instrument	000000001896
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 W MAIN ST, CALMAR, IA 52132-7756

Mortgage

Document Number	0000002018/0000001898
Date	Jul 5, 2018
Book Page	0000002018/0000001898
Instrument	000000001898

Lender

Name	STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 504 W Main St was $3,562 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,562.00	$221,130 (-) Land $21,590 Building $199,540	$221,130 (-) Land $21,590 Building $199,540
2025	$3,562.00 (+14.46%) Homeowner's exemption	$221,130 Land $21,590 Building $199,540	$221,130 Land $21,590 Building $199,540
2024	$3,112.00
2023		$191,950 (+15.64%) Land $21,590 Building $170,360	$191,950 Land $21,590 Building $170,360
2022	$3,026.00 Homeowner's exemption	$165,990 Land $17,990 Building $148,000
2021			$165,990 Land $17,990 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 W Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 504 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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