601 W Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 601 W Main St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1915
Lot Size	0.78 acres (33,975 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,792 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142645600700`

Property Details

APN / Parcel Number

Primary APN	`142645600700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	1,634 sqft
Unfinished Basement	1,634 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Metal
Lot Area	33,975 sqft (0.78 acres)
Lot Dimensions	165 ft deep x 188 ft wide
Garage Type	Mixed
Garage Area	1,896 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	601 W MAIN ST
City	CALMAR
State	IA
Zip	52132-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 6 OF 4 SW SE & S 11' OF LOTS 8 & 9 BLK 1 MILLERS & PARC N OF MAIN ST S & *** LOT 5 0F 4 SW SE EXC EAST 40' & PARCEL NORTH OF MAIN ST SOUTH ADN ADJOINING
Legal Range	09W
Legal Township	97N
Legal Section	26
Legal Subdivision	WESTERN ADD
Legal Block	1
Legal Lot Number	4-5,8-9
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1026
Census Tract	950500

Owner

601 W Main St is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 531, CALMAR, IA 52132-0531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W MAIN ST, CALMAR, IA 52132-7759
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2731
Date	Jul 21, 2020
Book Page	2020/2731
Instrument	2020 2731

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	601 W MAIN ST, CALMAR, IA 52132-7759
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2443
Date	Jul 6, 2020
Book Page	2020/2443
Instrument	2020 2443

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 601 W Main St was $3,792 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,792.00	$234,680 (-) Land $34,580 Building $200,100	$234,680 (-) Land $34,580 Building $200,100
2025	$3,792.00 (+13.33%) Homeowner's exemption	$234,680 Land $34,580 Building $200,100	$234,680 Land $34,580 Building $200,100
2024	$3,346.00
2023		$205,520 (+13.24%) Land $34,580 Building $170,940	$205,520 Land $34,580 Building $170,940
2022	$3,326.00 Homeowner's exemption	$181,490 Land $28,820 Building $152,670
2021			$181,490 Land $28,820 Building $152,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 W Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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