406 W Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 406 W Main St, Calmar, IA 52132

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1950
Lot Size0.177 acres (7,722 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Sep 2014)
Tax Bill$1,964 (2026)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN143523100100

Property Details

APN / Parcel Number

Primary APN143523100100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
Basement Area780 sqft
Unfinished Basement780 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,722 sqft (0.177 acres)
Lot Dimensions117 ft deep x 66 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area224 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address406 W MAIN ST
CityCALMAR
StateIA
Zip52132-7755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 3 & W 18' OF L 2 BLK 37
Legal Range09W
Legal Township97N
Legal Section35
Legal SubdivisionTOWN CALMAR
Legal Block37
JurisdictionWINNESHIEK IA
Township / Civil DivisionCALMAR
Census Block Group1
Census Block1039
Census Tract950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 655, CALMAR, IA 52132-0655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2014 · Amount on Record
Deed SaleSep 12, 2014 · Amount on Record
Deed Document Number20142263
Deed Book / Page2014 / 2263
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address406 W MAIN ST, CALMAR, IA 52132-7755
Transaction TypeMortgage
Record UpdatedJan 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/3371
DateNov 2, 2022
Book Page2022/3371
Instrument2022 3371
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 28, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCalmar City
CountyWinneshiek County
Unified School DistrictSouth Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00$126,830 (-) Land $13,440 Building $113,390$126,830 (-) Land $13,440 Building $113,390
2025$1,964.00 (+13.66%) Homeowner's exemption$126,830 (+14.12%) Land $13,440 Building $113,390$126,830 (+14.12%) Land $13,440 Building $113,390
2024$1,728.00 (+5.49%)
2023$111,140 (+18.32%) Land $13,440 Building $97,700$111,140 (+18.32%) Land $13,440 Building $97,700
2022$1,638.00 Homeowner's exemption$93,930 Land $11,200 Building $82,730
2021$93,930 Land $11,200 Building $82,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2021)
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALMAR WATER SUPPLY
serves 1,125 people · EPA ID IA9615064
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: Acentek.

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