507 W Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 507 W Main St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,869 sqft · built 1900
Lot Size	0.616 acres (26,850 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Jan 2019)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142645601800`

Property Details

APN / Parcel Number

Primary APN	`142645601800`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	570 sqft
Basement Area	795 sqft
Finished Basement	275 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	26,850 sqft (0.616 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	288 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	507 W MAIN ST
City	CALMAR
State	IA
Zip	52132-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-2 & E 40' LOT 3-2 BLK 72 ORIG TWN; LOTS 4 & 5 MILLER'S ADDN; LOT 4-4 & E 40' LOT 5-4 SW SE
Legal Range	09W
Legal Township	97N
Legal Section	26
Legal Subdivision	MILLERS ADD
Legal Block	72
Legal Lot Number	2-5
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1026
Census Tract	950500

Owner

507 W Main St is owned and occupied by two individuals who bought it in January 2019.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 462, CALMAR, IA 52132-0462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Jan 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Deed Document Number	2019131
Deed Book / Page	2019 / 131
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	507 W MAIN ST, CALMAR, IA 52132-7757
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2243
Date	Jun 22, 2020
Book Page	2020/2243
Instrument	2020 2243

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jan 15, 2019
Property Address	507 W MAIN ST, CALMAR, IA 52132-7757
Document Number	2019/131
Book / Page	2019 / 131
Instrument Date	Jan 14, 2019
Instrument	131
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 34, CALMAR, IA 52132-0034

Mortgage

Document Number	002019/132
Date	Jan 15, 2019
Book Page	2019/132
Instrument	132

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 507 W Main St was $3,194 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00	$211,470 (-5.51%) Land $22,170 Building $189,300	$229,780 (+2.68%) Land $22,170 Building $207,610
2025	$3,194.00 (+21.54%) Homeowner's exemption	$223,790 Land $22,170 Building $201,620	$223,790 Land $22,170 Building $201,620
2024	$2,628.00
2023		$163,650 (+15.59%) Land $22,170 Building $141,480	$163,650 Land $22,170 Building $141,480
2022	$2,556.00 Homeowner's exemption	$141,580 Land $18,480 Building $123,100
2021			$141,580 Land $18,480 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 W Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

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