Webb County property record for 504 Otero Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 2016 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,346 (May 2024) |
| Tax Bill | $1,612 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-80006-120 |
| Primary APN | 989-80006-120 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 193 sqft |
| Street Address | 504 OTERO DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 6, LOT 12, PHASE 2 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA CUESTA |
| Legal Phase | 2 |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1727 |
504 Otero Dr is owned and occupied by two individuals who bought it in May 2024.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 OTERO DR, LAREDO, TX 78045-6885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on File |
| Deed Sale | May 28, 2024 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 20241530688 |
| Deed Book / Page | 5659 / 290 |
| Prior Transfer Date | Oct 28, 2016 |
| Prior Transfer Doc | 004135/401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 504 OTERO DR, LAREDO, TX 78045-6885 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 504 OTERO DR, LAREDO, TX 78045-6885 |
| Investor | Possibly a Property Investor |
| Document Number | 005916/715 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 5916/715 |
| Instrument | 1569480 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Address | 9800 PYRAMID CT STE 400, ENGLEWOOD, CO 80112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 504 Otero Dr was $1,612 with a homeowner's exemption, up 30.2% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,295 (-0.44%) Land $101,640 Building $215,655 | $317,295 (-0.44%) Land $101,640 Building $215,655 | |
| 2025 | $1,612.00 (+30.21%) Homeowner's exemption | $318,685 Land $101,640 Building $217,045 | $318,685 Land $101,640 Building $217,045 |
| 2024 | $1,238.00 | ||
| 2023 | $280,084 Land $87,978 Building $192,106 | $280,084 Land $87,978 Building $192,106 | |
| 2022 | $1,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 504 Otero Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 504 Otero Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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