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503 Otero Dr, Laredo, TX 78045 Property Records

Webb County property record for 503 Otero Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,093 sqft · built 2017
Lot Size0.14 acres (6,105 sqft)
Owner2 Individual Names on File
Last Sale$232,690 (Aug 2024)
Tax Bill$1,764 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-80007-210

Property Details

APN / Parcel Number

Primary APN989-80007-210
Alternative APN
  • 545003

Interior

Stories1 Story
Building Area2,093 sqft Living Area
Gross Area2,493 sqft
1st Floor Area2,093 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,105 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area164 sqft

Location & Zoning

Street Address503 OTERO DR
CityLAREDO
StateTX
Zip78045-6885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 7, LOT 21, PHASE 2
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase2
Legal Block7
Legal Lot Number21
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2030
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address503 OTERO DR, LAREDO, TX 78045-6885
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Feb 16, 2018Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2024 · Amount on File
Deed SaleAug 7, 2024 · Amount on File
Prior SaleFeb 16, 2018 · Amount on File
Deed Document Number20241536434
Deed Book / Page5697 / 865
Prior Transfer DateFeb 12, 2018
Prior Transfer Doc004371/733
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address503 OTERO DR, LAREDO, TX 78045-6885
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004803/483
DateJun 17, 2020
Book Page4803/483
Instrument1394997
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 16, 2018
Property Address503 OTERO DR, LAREDO, TX 78045-6885
Document Number004371/733
Book / Page4371 / 733
Map ReferenceVOL 33 PG 56-57
Instrument DateFeb 12, 2018
Instrument1320808
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 OTERO DR, LAREDO, TX 78045-6885
InvestorPossibly a Property Investor

Mortgage

Document Number0001320809
DateFeb 16, 2018
Instrument1320809
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,000 (-2.46%) Land $94,322 Building $245,678$340,000 (-2.46%) Land $94,322 Building $245,678
2025$1,764.00 (-11.98%)$348,583 (+13.93%) Land $94,322 Building $254,261$348,583 (+13.93%) Land $94,322 Building $254,261
2024$2,004.00 (+12.02%)
2023$305,952 Land $81,685 Building $224,267$305,952 Land $81,685 Building $224,267
2022$1,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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