508 Otero Dr, Laredo, TX 78045 Property Records

Webb County property record for 508 Otero Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,643 sqft · built 2016
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$216,900 (Jun 2016)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-80006-100`

Property Details

APN / Parcel Number

Primary APN	`989-80006-100`
Alternative APN	`544967`

Interior

Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,643 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Location & Zoning

Street Address	508 OTERO DR
City	LAREDO
State	TX
Zip	78045-6885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 6, LOT 10, PHASE 2
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	2
Legal Block	6
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2023
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	508 OTERO DR, LAREDO, TX 78045-6885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage FALCON INVESTMENT & LOANS
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	20161267853
Deed Book / Page	4065 / 126
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	004065/126
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	508 OTERO DR, LAREDO, TX 78045-6885
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004808/377
Date	Jun 24, 2020
Book Page	4808/377
Instrument	1395866

Lender

Name	FALCON INVESTMENT & LOANS
Type	Lending Institution
Address	LAREDO, TX 78041

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2021

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	508 OTERO DR, LAREDO, TX 78045-6885
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004869/135
Date	Sep 23, 2020
Book Page	4869/135
Instrument	1405096

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,466 (-0.11%) Land $101,640 Building $210,826	$312,466 (-0.11%) Land $101,640 Building $210,826
2025	$1,583.00 (-11.71%) Homeowner's exemption	$312,803 (+13.8%) Land $101,640 Building $211,163	$312,803 (+13.8%) Land $101,640 Building $211,163
2024	$1,793.00 (+11.99%)
2023		$274,878 Land $87,978 Building $186,900	$274,878 Land $87,978 Building $186,900
2022	$1,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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