501 Otero Dr, Laredo, TX 78045 Property Records

Webb County property record for 501 Otero Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,504 sqft · built 2017
Lot Size	0.147 acres (6,401 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-80007-200`

Property Details

APN / Parcel Number

Primary APN	`989-80007-200`
Alternative APN	`545002`

Interior

Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	2,903 sqft
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,401 sqft (0.147 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	200 sqft

Location & Zoning

Street Address	501 OTERO DR
City	LAREDO
State	TX
Zip	78045-6885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 7, LOT 20, PHASE 2
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	2
Legal Block	7
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2030
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 OTERO DR, LAREDO, TX 78045-6885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 15, 2021	Correction Deed
Jan 6, 2020	Warranty Deed, Transfer JESSICA LAUREN LIENDO ETAL
Sep 18, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	20221465010
Deed Book / Page	5255 / 618
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0005111/45
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 19, 2022
Property Address	501 OTERO DR, LAREDO, TX 78045-6885
Document Number	005255/618
Book / Page	5255 / 618
Map Reference	VOL 33 PG 56&57
Instrument Date	Apr 14, 2022
Instrument	1465010
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 OTERO DR, LAREDO, TX 78045-6885
Investor	Possibly a Property Investor

Mortgage

Document Number	0001465011
Date	Apr 19, 2022
Instrument	1465011

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WEBB TX
Recording Date	Sep 15, 2021
Property Address	501 OTERO DR, LAREDO, TX 78045-6885
Document Number	0005111/45
Book / Page	5111 / 45
Map Reference	VOL 33 PG 56&57
Instrument Date	Sep 14, 2021
Instrument	1442079
Record Updated	Jan 21, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 OTERO DR, LAREDO, TX 78045-6885

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jan 6, 2020
Property Address	501 OTERO DR, LAREDO, TX 78045-6885
Document Number	004718/722
Book / Page	4718 / 722
Map Reference	VOL 33 PG 56&57
Instrument Date	Dec 27, 2019
Instrument	1381097
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E SAN CARLOS ST, LAREDO, TX 78041-5146

Mortgage

Document Number	004718/725
Date	Jan 6, 2020
Book Page	4718/725
Instrument	1381098

Lender

Name	JESSICA LAUREN LIENDO ETAL
Type	Private Party
Address	602 E SAN CARLOS ST, LAREDO, TX 78041

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Feb 1, 2023

September 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 18, 2017
Property Address	501 OTERO DR, LAREDO, TX 78045-6885
Document Number	004302/228
Book / Page	4302 / 228
Map Reference	VOL 33 PG 56&57
Instrument Date	Sep 14, 2017
Instrument	1308309
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 OTERO DR, LAREDO, TX 78045-6885

Mortgage

Document Number	0001308310
Date	Sep 18, 2017
Instrument	1308310

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,362 (-0.48%) Land $98,895 Building $289,467	$388,362 (-0.48%) Land $98,895 Building $289,467
2025	$1,507.00 Homeowner's exemption Senior Citizen's exemption	$390,218 (+14.14%) Land $98,895 Building $291,323	$390,218 (+14.14%) Land $98,895 Building $291,323
2024	$1,507.00 (-24.46%)
2023		$341,866 Land $85,645 Building $256,221	$341,866 Land $85,645 Building $256,221
2022	$1,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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