Scott County property record for 504 Oak St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,036 sqft |
| Lot Size | 0.188 acres (8,228 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jul 2026) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-220.000 |
| Primary APN | 166-10-220.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 8,228 sqft (0.188 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 504 OAK ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | FORDLAND SUBDIVISION |
| Legal Block | D |
| Legal Lot Number | 1&2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 40102 |
Source: Scott County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC |
| Nov 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Apr 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2024 · Amount on Record |
| Deed Document Number | 2026593842 |
| Deed Book / Page | 467 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 9, 2026 |
| Property Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Document Number | 0000593842 |
| Book / Page | 467 / 194 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026593842 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Document Number | 0000593843, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026593843 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000593844, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 1907/494 |
| Instrument | 2026593844 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jul 1, 2041 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 21, 2024 |
| Property Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Document Number | 00D453/506 |
| Book / Page | D453 / 506 |
| Map Reference | MB 72 PG 566 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 517300 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 S BOLD FORBES BLVD, GEORGETOWN, KY 40324-8637 |
| Name | Verified Name |
|---|---|
| Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Document Number | 0000517301 |
|---|---|
| Date | Nov 21, 2024 |
| Instrument | 517301 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 9, 2021 |
| Property Address | 504 OAK ST, GEORGETOWN, KY 40324-1950 |
| Document Number | 000D423/46 |
| Book / Page | D423 / 46 |
| Map Reference | MB 72 PG 566 |
| Instrument Date | May 4, 2020 |
| Instrument | 432518 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 S BOLD FORBES BLVD, GEORGETOWN, KY 40324-8637 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 149 S BOLD FORBES BLVD, GEORGETOWN, KY 40324-8637 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+92.11%) | $175,000 (+95.53%) | $175,000 (+95.53%) |
| 2023 | $811.00 (+14.23%) | $89,500 (+9.28%) Land $27,500 Building $62,000 | $89,500 (+9.28%) Land $27,500 Building $62,000 |
| 2022 | $710.00 | $81,900 Land $22,500 Building $59,400 | $81,900 Land $22,500 Building $59,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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