Scott County property record for 417 Oak St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Nov 2022) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-264.000 |
| Primary APN | 166-10-264.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,272 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 417 OAK ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Lot Number | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40102 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 OAK ST, GEORGETOWN, KY 40324-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 9, 2021 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on Record |
| Deed Sale | Nov 2, 2022 · Amount on Record |
| Prior Sale | Mar 9, 2021 · Amount on Record |
| Deed Document Number | 461285 |
| Deed Book / Page | D438 / 132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 2, 2022 |
| Property Address | 417 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 00D438/132 |
| Book / Page | D438 / 132 |
| Map Reference | MB 84 PG 369 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 461285 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 MEECE BRIDGE RD, 740, TAYLORS, SC 29687-6126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 0000461286 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 461286 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 9, 2021 |
| Property Address | 417 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 00D422/290 |
| Book / Page | D422 / 290 |
| Map Reference | MB 84 PG 369 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 429820 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3702 SIERRA DR, 3702, GEORGETOWN, TX 78628-1742 |
| Name | Verified Name |
|---|---|
| Address | 417 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 0000429821 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 429821 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,723.00 (+5.97%) | $193,500 (+7.86%) | $193,500 (+7.86%) |
| 2023 | $1,626.00 (+38.86%) | $179,400 (+32.89%) Land $27,500 Building $151,900 | $179,400 (+32.89%) Land $27,500 Building $151,900 |
| 2022 | $1,171.00 | $135,000 Land $22,500 Building $112,500 | $135,000 Land $22,500 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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