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505 Oak St, Georgetown, KY 40324 Property Records

Scott County property record for 505 Oak St, Georgetown, KY 40324 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage1,088 sqft Living Area
Lot Size8,451 sqft (0.194 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2024)
Tax Bill$1,558.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-10-186.000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,088 sqft Living Area
1st Floor200 sqft 1st Floor
Basement Area1,088 sqft Basement
Unfinished Basement1,088 sqft Unfinished
Stories1 Stories

Exterior

Exterior MaterialAluminum/Vinyl Exterior
Lot Area8,451 sqft (0.194 acres)

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address505 OAK ST
CityGEORGETOWN
StateKY
Zip40324-1949
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY GEO 52
Legal SubdivisionFORDLAND SUB
Legal Tract2, 3 & PAR
Legal BlockC
Legal Lot Number37623
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup3
Census Block3005
Census Tract40102

Owner

Source: Scott County records · APN 166-10-186.000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address505 OAK ST, GEORGETOWN, KY 40324-1949
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2024Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PEOPLES EXCHANGE BANK
Nov 15, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleDec 09, 2014 · Amount on Record
Deed Doc Number2024515977
Deed Book / Page453 / 304
Transfer Doc00D392/357
Record RefreshedJun 08, 2026

November 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 12, 2024
Property Address505 OAK ST, GEORGETOWN, KY 40324-1949
Document Number00D453/304
Book / PageD453 / 304
Map ReferenceMB 72 PG 566
Instrument DateNov 03, 2024
Instrument515977
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address414 CHESTNUT ST, GEORGETOWN, KY 40324-1924

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address505 OAK ST, GEORGETOWN, KY 40324-1949

Mortgage

Document Number0000515978
DateNov 12, 2024
Instrument515978
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

Mortgage

Document Number0M1809/765
DateNov 12, 2024
Book PageM1809/765
Instrument515979
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueDec 01, 2034

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateNov 15, 2017
Property Address505 OAK ST, GEORGETOWN, KY 40324-1949
Document Number00D392/357
Book / PageD392 / 357
Instrument377673
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address414 CHESTNUT ST, GEORGETOWN, KY 40324-1924

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 OAK ST, GEORGETOWN, KY 40324-1949
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,558.00 (+184.31%)$175,000 (+63.86%)$175,000 (+63.86%)
2023$548.00 (-36.65%) Homeowner's exemption$106,800 (+7.12%) Land $27,500 Building $79,300$106,800 (+7.12%) Land $27,500 Building $79,300
2022$865.00$99,700 Land $22,500 Building $77,200$99,700 Land $22,500 Building $77,200

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