Scott County property record for 415 Oak St, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft |
| Lot Size | 0.155 acres (6,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (May 2021) |
| Tax Bill | $1,662 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-10-270.000 |
| Primary APN | 166-10-270.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 488 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 6,788 sqft (0.155 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 415 OAK ST |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 52 |
| Legal Subdivision | ROBINSON SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40102 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 OAK ST, GEORGETOWN, KY 40324-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 28, 2020 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Document Number | 2021435543 |
| Deed Book / Page | 424 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 13, 2021 |
| Property Address | 415 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | D424/18 |
| Book / Page | D424 / 18 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 435543 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 PLEASANT VIEW DR, 201, GEORGETOWN, KY 40324-8303 |
| Name | Verified Name |
|---|---|
| Address | 415 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 435544 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 435544 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 28, 2020 |
| Property Address | 415 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | D411/872 |
| Book / Page | D411 / 872 |
| Map Reference | CAB O SL 189 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 411122 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1108 NATHANIEL CT, 1108, GEORGETOWN, KY 40324-1069 |
| Name | Verified Name |
|---|---|
| Address | 415 OAK ST, GEORGETOWN, KY 40324-1915 |
| Document Number | 411123 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 411123 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Number | 0M1486/644 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | M1486/644 |
| Instrument | 411124 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2030 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,700 (-) | $186,700 (-) | |
| 2025 | $1,662.00 (+1.84%) | $186,700 (+3.72%) | $186,700 (+3.72%) |
| 2023 | $1,632.00 (+4.55%) | $180,000 (-) Land $27,500 Building $152,500 | $180,000 (-) Land $27,500 Building $152,500 |
| 2022 | $1,561.00 | $180,000 Land $22,500 Building $157,500 | $180,000 Land $22,500 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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