504 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 504 E Soper St, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,788 sqft · built 1986
Lot Size	0.796 acres (34,650 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`513C554`

Property Details

APN / Parcel Number

Primary APN	`513C554`
Alternative APN	`1409327006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,788 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,394 sqft
Finished Basement	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	34,650 sqft (0.796 acres)
Lot Dimensions	385 ft deep x 90 ft wide
Garage Area	506 sqft
Driveway	Driveway
Deck Area	192 sqft
Shed	1 Shed
Shed Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	513C554
Street Address	504 E SOPER ST
City	WINNEBAGO
State	IL
Zip	61088-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD HEIGHTS BNG REPLAT PT OF BLKS 58 & 59 OF CANAL TRUSTEES ADDN PT SW1/4 SEC 9-26-11 LOT 004
Legal Range	11
Legal Township	26
Legal Section	9
Legal Subdivision	CANAL TRUSTEES ADDN
Legal Block	58,59
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2014
Census Tract	4200

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3209 COLOR COLLAGE WALK, HENDERSON, NV 89044-0468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2024
Transfer Doc	0000016512
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	504 E SOPER ST, WINNEBAGO, IL 61088-9768
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013152
Date	Jun 15, 2023
Instrument	2313152

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	9.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	504 E SOPER ST, WINNEBAGO, IL 61088-9768
Document Number	0001015930
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 E SOPER ST WINNEBAGO IL 610889768, WINNEBAGO, IL 61088-9768

Mortgage

Document Number	0001015930
Date	May 8, 2019
Instrument	1015930

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00	$70,848 (+31.49%) Land $13,282 Building $57,566	$212,544 (+31.49%) Land $39,846 Building $172,698
2022	Homeowner's exemption	$53,882 Land $10,203 Building $43,679	$161,646 Land $30,609 Building $131,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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