Winnebago County property record for 406 E Soper St, Winnebago, IL 61088
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1979 |
| Lot Size | 89 acres (3,879,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,198 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 513C551 |
| Primary APN | 513C551 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,879,454 sqft |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 513C551 |
|---|---|
| Street Address | 406 E SOPER ST |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD HEIGHTS BNG REPLAT PT OF BLKS 58 & 59 OF CANAL TRUSTEES ADDN PT SW1/4 SEC 9-26-11 LOT 001 |
| Legal Range | 11 |
| Legal Township | 26 |
| Legal Section | 9 |
| Legal Subdivision | CANAL TRUSTEES ADDN |
| Legal Block | 58,59 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 4200 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 E SOPER ST, WINNEBAGO, IL 61088-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 406 E SOPER ST, WINNEBAGO, IL 61088-9736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005761 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2605761 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 16, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 406 E SOPER ST, WINNEBAGO, IL 61088-9736 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000157 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2300157 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 20, 2062 |
| Rate Type | Fixed Rate |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Municipality | Winnebago Village |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,198.00 | $61,746 (+31.49%) Land $13,282 Building $48,464 | $185,238 (+31.49%) Land $39,846 Building $145,392 |
| 2022 | Homeowner's exemption | $46,960 Land $10,203 Building $36,757 | $140,880 Land $30,609 Building $110,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNEBAGO serves 2,940 people · EPA ID IL2010500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silo Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AaroBand.
5G (outdoors only) and 4G LTE
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