408 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 408 E Soper St, Winnebago, IL 61088

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,618 sqft · built 1984
Lot Size1.69 acres (73,800 sqft)
Owner2 Individual Names on Record
Tax Bill$5,297 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN513C552

Property Details

APN / Parcel Number

Primary APN513C552
Alternative APN
  • 1409327004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,618 sqft Living Area
1st Floor Area1,386 sqft
Basement Area1,232 sqft
Finished Basement1,232 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area73,800 sqft
Lot Dimensions410 ft deep x 180 ft wide
Garage Area492 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number513C552
Street Address408 E SOPER ST
CityWINNEBAGO
StateIL
Zip61088-9736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTFIELD HEIGHTS BNG REPLAT PT OF BLKS 58 & 59 OF CANAL TRUSTEES ADDN PT SW1/4 SEC 9-26-11 LOT 002
Legal Range11
Legal Township26
Legal Section9
Legal SubdivisionCANAL TRUSTEES ADDN
Legal Block58,59
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionWINNEBAGO
Census Block Group2
Census Block2014
Census Tract4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 E SOPER ST, WINNEBAGO, IL 61088-9736
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address408 E SOPER ST, WINNEBAGO, IL 61088-9736
Transaction TypeMortgage
Record UpdatedMar 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005047
DateFeb 16, 2022
Instrument2205047
Lender
NameFIRST COMMUNITY CU
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,297.00$72,031 (+31.49%) Land $13,282 Building $58,749$216,093 (+31.49%) Land $39,846 Building $176,247
2022Homeowner's exemption Disabled Person's exemption$54,782 Land $10,203 Building $44,579$164,346 Land $30,609 Building $133,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNEBAGO
serves 2,940 people · EPA ID IL2010500
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Silo Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Soper St

Nearby Streets

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