407 E Soper St, Winnebago, IL 61088 Property Records

Winnebago County property record for 407 E Soper St, Winnebago, IL 61088

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,392 sqft · built 1983
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$124,000 (Oct 2008)
Tax Bill$4,402 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN512A565

Property Details

APN / Parcel Number

Primary APN512A565
Alternative APN
  • 1409376003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,392 sqft Living Area
Gross Area1,920 sqft
1st Floor Area432 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleBi-Level
Construction TypeFrame
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area360 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number512A565
Street Address407 E SOPER ST
CityWINNEBAGO
StateIL
Zip61088-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLACKS 2ND RE-PLAT OF PT BLKS 61 & 76& VAC GOOD- LING ST OF CANAL TRUSTEESADD LOT 16
Legal SubdivisionST OF CANAL TRUSTEES ADD
Legal Block61,76
Legal Lot Number16
JurisdictionWINNEBAGO IL
Township / Civil DivisionWINNEBAGO
Census Block Group2
Census Block2023
Census Tract4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 E SOPER ST, WINNEBAGO, IL 61088-9735
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2008 · Amount on Record
Deed SaleOct 22, 2008 · Amount on Record
Deed Document Number2008852380
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address407 E SOPER ST, WINNEBAGO, IL 61088-9735
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033288
DateSep 17, 2021
Instrument2133288
Lender
NameGERMAN AMERICAN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,402.00$59,215 (+31.49%) Land $10,332 Building $48,883$177,645 (+31.49%) Land $30,996 Building $146,649
2022Homeowner's exemption$45,035 Land $7,937 Building $37,098$135,105 Land $23,811 Building $111,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNEBAGO
serves 2,940 people · EPA ID IL2010500
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Silo Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Soper St

Nearby Streets

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