504 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 504 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,566 sqft · built 1974
Lot Size	0.615 acres (26,790 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2023)
Tax Bill	$11,324 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-100-022`

Property Details

APN / Parcel Number

Primary APN	`07-35-100-022`
Alternative APN	`07-35-100-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	26,790 sqft (0.615 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	504 E NIAGARA AVE
City	SCHAUMBURG
State	IL
Zip	60193-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	41N
Legal Section	35
Legal Subdivision	BRANIGARS MDW KNOLLS 02
Legal Block	14
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	3
Census Block	3004
Census Tract	804803

Owner

504 E Niagara Ave is owned by two individuals who bought it in October 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1860 FOX RUN DR, A, ELK GROVE VILLAGE, IL 60007-7029
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Apr 11, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Apr 11, 2017 · Amount on File
Deed Document Number	202349118
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 3, 2023
Property Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881
Document Number	0027649118
Instrument Date	Sep 27, 2023
Instrument	2327649118
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881

Mortgage

Document Number	0027649119
Date	Oct 3, 2023
Instrument	2327649119

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881
Document Number	2101440239
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 E NIAGARA AVE SCHAUMBURG IL 601934881, SCHAUMBURG, IL 60193-4881

Mortgage

Document Number	2101440239
Date	Jan 14, 2021
Instrument	1440239

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 13, 2041

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881
Document Number	2009807331
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	504 E NIAGARA AVE SCHAUMBURG IL 601934881, SCHAUMBURG, IL 60193-4881

Mortgage

Document Number	2009807331
Date	Apr 7, 2020
Instrument	9807331

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 11, 2017
Property Address	504 E NIAGARA AVE, SCHAUMBURG, IL 60193-4881
Document Number	1710101027
Instrument Date	Apr 4, 2017
Instrument	10101027
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	618 S BRAINTREE DR SCHAUMBURG IL 601932659, SCHAUMBURG, IL 60193-2659

Mortgage

Document Number	1710101028
Date	Apr 11, 2017
Instrument	10101028

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Schaumburg Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,001 Land $12,056 Building $44,945	$570,010 Land $120,560 Building $449,450
2023	$11,324.00 (+3.4%)
2022	$10,952.00 (+26.06%)	$43,740 (+36.7%) Land $10,716 Building $33,024	$437,400 (+36.7%) Land $107,160 Building $330,240
2021	$8,688.00 Homeowner's exemption	$31,996 Land $30,138 Building $1,858	$319,960 Land $301,380 Building $18,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 504 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E Niagara Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures