426 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 426 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,442 sqft · built 1994
Lot Size	0.67 acres (29,200 sqft)
Owner	Individual Name on File
Last Sale	$982,500 (Nov 2025)
Tax Bill	$13,556 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-35-100-019`

Property Details

APN / Parcel Number

Primary APN	`07-35-100-019`
Alternative APN	`07-35-100-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,442 sqft Living Area
1st Floor Area	3,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,200 sqft (0.67 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	426 E NIAGARA AVE
City	SCHAUMBURG
State	IL
Zip	60193-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRANIGARS) (MEADOW) KNOLLS (UNIT2) SUB OF PT NW SEC3 5 & NE SEC34 NE SEC 34-41-10
Legal Range	10E
Legal Township	41N
Legal Section	34
Legal Subdivision	BRANIGARS MEADOW KNOLLS UNIT2
Legal Block	14
Legal Lot Number	17
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	3
Census Block	3004
Census Tract	804803

Owner

426 E Niagara Ave is owned by an individual who bought it in November 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4622 FOREST EDGE LN, LONG GROVE, IL 60047-5262
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Deed Document Number	202522079
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	426 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018946171
Date	Jul 8, 2021
Instrument	2118946171

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

Interest

Rate	3.5%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2025
Property Address	426 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Document Number	0030822079
Instrument Date	Oct 29, 2025
Instrument	2530822079
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817

Mortgage

Document Number	0030822080
Date	Nov 4, 2025
Instrument	2530822080

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	5.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Schaumburg Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,000 Land $13,140 Building $56,860	$700,000 Land $131,400 Building $568,600
2023	$13,556.00 (+3.54%) Homeowner's exemption Senior Citizen's exemption	$54,360 (-) Land $11,680 Building $42,680	$543,600 (-) Land $116,800 Building $426,800
2022	$13,093.00 Homeowner's exemption Senior Citizen's exemption	$54,360 Land $11,680 Building $42,680	$543,600 Land $116,800 Building $426,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E Niagara Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures