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423 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 423 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,585 sqft · built 2006
Lot Size0.56 acres (24,401 sqft)
OwnerIndividual Name on File
Last Sale$935,000 (Nov 2020)
Tax Bill$22,034 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-35-103-004

Property Details

APN / Parcel Number

Primary APN07-35-103-004
Alternative APN
  • 07-35-103-004-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,585 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area24,401 sqft (0.56 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address423 E NIAGARA AVE
CitySCHAUMBURG
StateIL
Zip60193-4816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range10E
Legal Township41N
Legal Section35
Legal SubdivisionMEDINAH SUNSET HILLS/BRANIGAR
Legal Lot Number30
JurisdictionCOOK IL
Township / Civil DivisionSCHAUMBURG
Census Block Group3
Census Block3017
Census Tract804803

Owner

423 E Niagara Ave is owned and occupied by an individual who bought it in November 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address423 E NIAGARA AVE, SCHAUMBURG, IL 60193-4816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 11, 2020Warranty Deed, Transfer
BLUELEAF LNDG
May 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 11, 2020 · Amount on File
Deed SaleNov 11, 2020 · Amount on File
Prior SaleJul 11, 2006 · Amount on File
Deed Document Number20207151
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 11, 2020
Property Address423 E NIAGARA AVE, SCHAUMBURG, IL 60193-4816
Document Number2031607151
Instrument DateOct 9, 2020
Instrument31607151
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address290 E GRANVILLE AVE ROSELLE IL 601721438, ROSELLE, IL 60172-1438

Mortgage

Document Number2031607152
DateNov 11, 2020
Instrument31607152
Lender
NameBLUELEAF LNDG
AddressCHICAGO, IL 60607
Agreement
AmountAmount on Record
Term360 Months
DueNov 10, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address423 E NIAGARA AVE, SCHAUMBURG, IL 60193-4816
Document Number2021917028
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address423 E NIAGARA AVE SCHAUMBURG IL 601934816, SCHAUMBURG, IL 60193-4816

Mortgage

Document Number2021917028
DateAug 6, 2020
Instrument21917028
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 5, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionSchaumburg Township
Secondary School DistrictTownship High School District 211 (09 - 12)
Elementary School DistrictSchaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,001 Land $10,981 Building $95,020$1,060,010 Land $109,810 Building $950,200
2023$22,034.00 (-0.8%)
2022$22,211.00 Homeowner's exemption$81,286 Land $9,760 Building $71,526$812,860 Land $97,600 Building $715,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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