432 E Niagara Ave, Schaumburg, IL 60193 Property Records

Cook County property record for 432 E Niagara Ave, Schaumburg, IL 60193

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,361 sqft · built 1975
Lot Size	0.67 acres (29,200 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,888 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-100-020`

Property Details

APN / Parcel Number

Primary APN	`07-35-100-020`
Alternative APN	`07-35-100-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,361 sqft Living Area
1st Floor Area	2,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,200 sqft (0.67 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	432 E NIAGARA AVE
City	SCHAUMBURG
State	IL
Zip	60193-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BRANIGARS) (MEADOW) KNOLLS (UNIT2) SUB OF PT NW SEC3 5 & NE SEC34 NE SEC 34-41-10
Legal Range	10E
Legal Township	41N
Legal Section	34
Legal Subdivision	BRANIGARS MEADOW KNOLLS UNIT2
Legal Block	14
Legal Lot Number	18
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	SCHAUMBURG
Census Block Group	3
Census Block	3004
Census Tract	804803

Owner

432 E Niagara Ave is held in a trust since June 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2023	Intrafamily Transfer, Transfer
Apr 26, 2023	Intrafamily Transfer, Transfer AMROCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 1998
Deed Sale	May 18, 1998
Deed Document Number	1998840
Last Transfer Date	Jun 30, 2020
Transfer Doc	0000013054
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005249125
Date	Feb 21, 2023
Instrument	2305249125

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	149 Months
Due	Jul 1, 2035

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 26, 2023
Property Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Document Number	0011613053
Instrument Date	Jun 30, 2020
Instrument	2311613053
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 26, 2023
Property Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817
Document Number	0011613054
Instrument Date	Jun 30, 2020
Instrument	2311613054
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	432 E NIAGARA AVE, SCHAUMBURG, IL 60193-4817

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Schaumburg Township
Municipality	Schaumburg Village
Secondary School District	Township High School District 211 (09 - 12)
Elementary School District	Schaumburg Community Consolidated School District 54 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,000 Land $13,140 Building $41,860	$550,000 Land $131,400 Building $418,600
2023	$10,888.00 (+3.41%)
2022	$10,529.00	$42,184 Land $11,680 Building $30,504	$421,840 Land $116,800 Building $305,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 E Niagara Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 E Niagara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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