505 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 505 E Elm St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,443 sqft · built 1913
Lot Size0.155 acres (6,762 sqft)
OwnerCompany Name on File
Last Sale$166,666 (Jan 2024)
Tax Bill$3,745 (2024)
Deeds & MortgagesJan 2024 Sale
Apr 2020 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN92-21-17-235-006

Property Details

APN / Parcel Number

Primary APN92-21-17-235-006

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,443 sqft Building Perimeter
1st Floor Area1,443 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialStucco
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area6,762 sqft (0.155 acres)
Lot Dimensions98 ft deep x 69 ft wide
Garage Area216 sqft
DrivewayConcrete Driveway
Driveway Area540 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address505 E ELM ST
CityURBANA
StateIL
Zip61802-3442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 4 THORPES, JAMES, ADD - AKA - THORPE PLACE
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES, ADD
Legal Block4
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1014
Census Tract5500

Owner

505 E Elm St is owned by a company that bought it in January 2024.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3002 STANLEY LN, CHAMPAIGN, IL 61822-1124
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Special Warranty Deed, Transfer
Apr 13, 2020Grant Deed, Transfer · Line of Credit
HICKORY PT BK&TR
Mar 10, 2017Deed of Trust, Mortgage · Line of Credit
BANKCHAMPAIGN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024 · Amount on File
Deed SaleJan 12, 2024 · Amount on File
Prior SaleJul 8, 2015 · Amount on File
Deed Document Number2024665
Prior Transfer DateAug 6, 2013
Prior Transfer Doc0000019156
Record UpdatedSep 20, 2026

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 12, 2024
Property Address505 E ELM ST, URBANA, IL 61802-3442
Document Number0000000665
Map ReferenceMB A PG 193
Instrument DateJan 4, 2024
Instrument2024R00665
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3002 STANLEY LN, CHAMPAIGN, IL 61822-1124

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 13, 2020
Property Address505 E ELM ST, URBANA, IL 61802-3442
Document Number0000005712
Instrument DateMar 24, 2020
Instrument5712
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address86 MURLAGAN AVE MOUNTAIN VIEW CA 940432160, MOUNTAIN VIEW, CA 94043-2160

Mortgage

Document Number5713
DateApr 13, 2020
Instrument5713
Lender
NameHICKORY PT BK&TR
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number5715,
DateApr 13, 2020
Instrument5715
Lender
NameHICKORY PT BK&TR
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address505 E ELM ST, URBANA, IL 61802-3442
Document Number0000004631
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address411 BLUESTEM SAVOY IL 618748528, SAVOY, IL 61874-8528

Mortgage

Document Number0000004631
DateMar 17, 2017
Instrument4631
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61824-1490
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMar 16, 2022
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,770 Land $13,450 Building $31,320$134,310 Land $40,350 Building $93,960
2024$3,745.00
2022$3,198.00 Homeowner's exemption$35,550 Land $10,680 Building $24,870$106,650 Land $32,040 Building $74,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number